Build a bank that thrives on change

Disruptive forces shape the banking and financial markets industry. Banks need to transform and rapidly expand their ecosystems while focusing on the security of their data.

See how you can gain exceptional capabilities for:

Security and compliance

The challenge for banks

In today’s banking industry, personal data travels across multiple platforms and partners on its journey from the account to the funds’ recipient. Each step is a potential opportunity for a costly, reputation-damaging data breach or loss.

Security and compliance with IBM Z

IBM Z enables banks to meet data security and compliance requirements while adapting to customer behaviors. IBM Z is an agile, secure, resilient platform can serve customers anywhere while detecting fraud and financial crimes before they occur.

Encryption everywhere

Now your bank can keep data protected and revoke access anywhere in a hybrid cloud ecosystem.

Encrypt everything

Reduce your compliance costs and severity of data breaches by encrypting 100% of your data.

Instant recovery

Now you can return to your pre-shutdown SLAs and process your backlogs twice as fast.

Hear from customers

With powerful, reliable and resilient IBM Z solutions, we ensure that we can weather almost any storm, making life easier for the citizens and government of Puerto Rico.

Raúl Cruz Franqui, CIO, Department of the Treasury of Puerto Rico

Core banking

The challenge for banks

Financial institutions have underutilized stores of customer data points. To compete and modernize their business, banks need to stand out amidst a growing ecosystem of financial service providers by analyzing customer data using real-time insights and hybrid cloud solutions.

Core banking on IBM Z and LinuxONE

IBM Z and LinuxONE are both able to integrate with a cloud environment to help banks design hybrid cloud solutions and deploy modern services using cloud native languages.

Modernize

Transform your core business systems to meet changing market requirements.

Gain real time insights

Use analytics on Z to serve clients better, guide your strategy and ease operational management.

Build trust

Integrate your secure blockchain processes into core mainframe for added security and efficiency.

Explore ISV solutions

IBM works closely with a select set of Independent Software Vendors (ISVs) who offer solutions to increase value of the IBM Z platform to your business.

Integrate and automate

Lower the risks and costs of bringing new products to market by transforming your core banking system into a customer-centric environment.

Secure your digital assets

Facilitate the movement of digital assets in a highly secure environment.

Hear from customers

The IBM Z platform delivers the stability, security, scalability and performance that the banking industry demands.

Johan Bosch, Executive Director, Emid ICT

Payments

The challenge for banks

Your customers need 24/7 support to conduct payments, all while their network of providers and channels grows more complex. Financial institutions ranging from multinational banks to fintechs must use plug-and-play API-rich platforms to facilitate instant transactions between consumers and producers.

Payments with IBM Z and LinuxONE

IBM Z and LinuxONE offer SWIFT and ACH compliant solutions for real-time payment processing with the security and compliance of a trusted server platform.  
 

Deliver with speed

Process and monitor over 5,000 transactions per second, support multiple payment types and remain compliant.

Per-payment pricing

Enable operational cost to tie directly to business value rather than the capacity.

Hear from customers

It’s essential for us that we get GDPR right. The capabilities of IBM Financial Transaction Manager should help make compliance much more straightforward.

Coen Egberink, General Manager, EBPI