Is your institution ready for the platform economy?

seventy two percent

Business models are disrupting the banking industry according to 72% of Banking and Financial Markets executives.

Unprecedented privacy, encryption everywhere

Manage data access via policy-based controls, with an industry-first capability to instantly revoke access across the hybrid cloud.

Featured solutions

Dynamic technologies help modernize all aspects of banking.

NextGen banking

Outpace the competition with open banking standards, partner ecosystems, APIs and new business models.

Core Banking Digital Transformation

Digitally transform by embracing modern APIs, microservices, processes and payment capabilities.

Customer experience

Data and AI insights, design thinking and fintech innovation help reshape the customer experience.

Risk, compliance and security

Optimize all your risk, compliance and security needs with advanced analytics, AI and automation.

Reinventing Financial Services

See how leaders of top banks and insurance companies are innovating at scale.

Who we work with

DBS Bank

How to make banking “invisible” with a digital transformation.


How high-tech AI is helping stop real-time payment fraud.

Banco MAIS

Reduced customer-facing service turnaround times and streamlined banking processes.

IBM Technology

Explore the technology designed to help fortify systems, leverage data and streamline operations.


Secure your digital platform and enhance your customer experience with smart cloud solutions.


Add the cognitive power of IBM Watson® to boost all aspects of your banking operations.


Improve your financial services and defend against fraud with data and analytics.


Weave trust and transparency throughout all your financial transactions with blockchain.

Trends and news

The quantum computing revolution

Dramatically speed up complex calculations and improve accuracy.


Most people in Vietnam don’t have a bank. Techcombank wants to change that.

Simplifying global trade

Unicredit’s we.trade platform uses blockchain to increase trust and reliability.

Payment data integration matters

Cross-channel data integration matters to combat a rise in payment fraud cases.

Future-ready talent strategies

Recruiting and retaining digitally savvy talent is crucial for financial services success.

The C-Suite Imperative

The digital economy needs firms to totally transform to succeed in the next decade.

Learn more

Discover the IBM solutions that can help you modernize to be ready for the next generation of banking. Speak with an IBM Banking and Financial Markets representative today.