Banking blog

Putting smart to work: Raising Cora

One of the main goals of launching the RBS Digital Assistant, Cora, to provide a personal banking touch in the new digital world.
Written by: IBM staff

The five biggest technology trends affecting FinTech today

Learn about the five of the most impactful trends currently impacting the FinTech industry today.
Written by: Susan Visser

Stay on brand: Humanize virtual agents, just enough

Technology has advanced to the point that building virtual assistants is no longer just about functionality and technology but developing the VAs' “personalities” to reflect the company’s mission, vision and brand.
Written by: Preeti Gupta and Natalie Ofoche

Disrupting the disruptors: Are incumbents winning the battle?

A new IBM Institute for Business Value study presents a windfall of actionable intelligence that helps business leaders make the best decisions.
Written by: IBM Staff

Welcome to the age of the incumbent in banking and insurance

We, in the financial services industry, are leading the charge, ushering in “the age of the incumbent.”
Written by: Nicholas Rogers

Putting smart to work: Raising Cora

One of the main goals of launching the RBS Digital Assistant, Cora, is to provide a personal banking touch in the new digital world.
Written by IBM staff

Welcome to the age of the incumbent in banking and insurance

We, in the financial services industry, are leading the charge, ushering in “the age of the incumbent."
Written by: Nicholas Rogers

Promontory Financial Group CEO on the future of RegTech

We are in the middle of a cryptocurrency “explosion” that is ripe for regulation.
Written by: IBM staff

Foster tomorrow’s financial technology infrastructure

Imagine a scenario in which opacity and complexity have been removed from the financial services industry.
Written by: Rob Seidman

Building and monetizing financial services apps on IBM Cloud

As the financial services industry continues to be disrupted by smaller, agile fintech startups, long-established financial institutions are looking for ways to keep pace.
Written by: Lawrence Johnson

Why agile banks are relying on hybrid cloud

Today, disruption, change, and competition are the new paradigm for banks. To address this, banks are moving at lightning speed to find new ways to become more flexible.
Written by: Lynn Kesterson-Townes

Digital transformation: How a three-phase process can fund itself

Digital transformation is on the agenda of virtually every bank and insurance company in the world.
Written by: Gary Napolitano

Welcome to the age of the incumbent in banking and insurance

We, in the financial services industry, are leading the charge, ushering in “the age of the incumbent.”
Written by: Nicholas Rogers

Building, operating and monetizing financial services apps on the IBM Cloud

As the financial services industry continues to be disrupted by smaller, agile fintech startups, long-established financial institutions are looking for ways to keep pace. 
Written by: Lawrence Johnson

Why agile banks are relying on hybrid cloud

Today, disruption, change, and competition are the new paradigm for banks. To address this, banks are moving at lightning speed to find new ways to become more flexible.
Written by: Lynn Kesterson-Townes

It’s getting expensive not to be compliant

Banks around the world are continuing to be penalized heavily for their inability to meet with ever-changing and complex financial regulations.
Written by: Dwij Chatterjee

Accelerating adoption of immediate payments

Financial institutions face increasing pressure to offer immediate payments processing to their customers.
Written by: Rajesh Venkatraman

Preparing for instant payments in a digital economy

Demand for new payments schemes and services in an omnichannel world is driving the need to be more efficient, faster and nimble, to serve clients effectively.
Written by: Rajesh Venkatraman

IBM wins at RegTech 2018 Awards

IBM proudly accepted two distinguished RegTech Awards 2018 for innovations within IBM Watson Regulatory Compliance: Best AI Solution for Regulatory Compliance, and Best Regulatory Alert Management Solution.
Written by: David Marmer

Are you ready for GDPR?

The countdown clock to GDPR – the General Data Protection Regulation of the European Union (EU) – is being closely followed in Europe and around the world as it moves towards its May 25, 2018 deadline.
Written by: Laura Polak

Fighting financial crime

Regulatory pressure is forcing banks to seek technological advancements to meet regulatory and compliance requirements, resulting in increasing spending heavily on KYC, AML and surveillance solutions.
Written by: Dwij Chatterjee

Backing the right horse in transformation investments

When it comes to digital transformation, how do you manage investments to accelerate results? For banks, there are three elements for transformation success.
Written by: Sharon Fortune-Bowden

Why cloud? Because your customers won’t wait

In real estate, the three most important words are “location, location, location.” In banking, the three most important words might be “speed, speed, speed.”
Written by: Mark Sullivan

More instant payments, more mainstream than ever

It’s no secret that mobile banking and cashless payments have become engrained in everyday life. We’re now routinely accessing our bank accounts using our mobile devices.
Written by: IBM Staff

Customer stories

Royal Bank of Scotland created a virtual agent that can handle over 1,000 questions a day.

Cora transforms the service we give to our customers. It makes it effortless.

—Jane Howard, Managing Director, Branch and Private Banking, Royal Bank of Scotland

See what our clients are doing with the power of IBM financial technology

ABN AMRO partners with IBM to address rising demand

ABN AMRO partners with IBM to address rising demand

ABN AMRO invests in cloud technology, analytics, cognitive computing, and mobile technologies. These technologies infuse more flexibility, agility, and speed into the organization to stand against the constant influx of industry newcomers.

Northern Trust: Blazing a Path for Blockchain in Banking

Northern Trust blazes a path for blockchain in banking

Northern Trust was able to implement a blockchain solution in only six months, creating a collaborative ecosystem among partners that reduces errors, the need for constant reconciliation — and builds trust.

Tangerine uses IBM technologies to enhance their mobile experience

Tangerine enhances their mobile experience, increases speed of development, and improves the customer experience, amid the rapid growth of mobile banking.

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How Promontory and IBM are reshaping financial services through AI

IBM and Promontory are at the forefront of a technological revolution in the financial services industry.

Fostering the financial technology infrastructure of tomorrow

To the untrained eye, the infrastructure of the world’s financial institutions is a snarled web of systems hampered by constraints. We're changing that.

On credit-augmented market risk analysis

How can risk managers, treasury and ALM teams consistently act upon insights they can gain from integrated market and credit risk analysis?

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