More affordable and flexible choices

Leverage our vast expertise in cloud IT financing to meet your vision for deploying cloud services to meet both your immediate and future needs.

IBM Global Financing can help you build virtually any cloud infrastructure – financing cloud services, software, solutions and products in a way that helps minimize upfront cash outlays and optimizes your cash flow. 

In fact, with IBM cloud financing you could save up to 14 percent over outright purchase through IBM fair market value leasing.¹

Our full set of cloud computing financing options can help you

Reduce upfront payments

With competitive rates for leases and loans to fund hardware, software and services, IBM Global Financing can get you started on your Cloud implementation with an affordable monthly payment plan— preserving cash to meet other strategic needs.

Better align costs to anticipated benefits

IBM Project Financing™ offers one resource to cover your complete portfolio of IBM solutions and services through integrated, customized, and all-inclusive cloud computing financing.

Gain maximum flexibility with cloud financing

Take advantage of hardware leasing to add capacity as you grow your cloud infrastructure.

How funding can help organizations increase purchase power for the optimal cloud solution

Accelerate adoption of software, services and SaaS with flexible funding options

80%+ of enterprise workloads have not yet moved to or exploit the cloud. ¹

Speed deployment of private cloud while reducing upfront payments with flexible funding options for IBM Cloud Private

See how we can help you fund your vision


¹ Represents a hypothetical POWER8® server lease over a 36 month period with rates based on a client's credit rating of investment grade and payments in advance. Actual client savings will vary depending on country, term, credit qualifications and other local conditions.


IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.