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Financing and payment options for IBM Cloud and Red Hat.

Engage IBM Global Financing expertise to get started sooner on building your hybrid multicloud platform, with IBM and Red Hat open technologies.

Get flexibility and choice with IBM Cloud and Red Hat solutions. IBM Global Financing can fund your project. 

Customized financing options to help accelerate adoption of software, services and SaaS.

Move your core business applications to any cloud with IBM Cloud Paks financed by IBM Global Financing. 

Finance your hybrid multicloud platform

Reduce upfront cash outlays

With competitive rates for leases and loans to fund hybrid cloud mainframe, servers, storage, software and services, IBM Global Financing can help you get started on your journey to cloud — preserving cash to meet other strategic needs.

Get financing for all IBM Solutions

IBM Project Financing™ offers one resource to cover your complete portfolio of IBM Cloud and Red Hat solutions and services through integrated, customized, and all-inclusive hybrid cloud computing payment plans.

Gain flexibility with payment plans for IBM Cloud infrastructure

Save up to 14 percent over your cloud server or storage purchase through IBM fair market value leasing.¹

See how we can help you fund your vision


¹ Represents a hypothetical POWER8® server lease over a 36 month period with rates based on a client's credit rating of investment grade and payments in advance. Actual client savings will vary depending on country, term, credit qualifications and other local conditions.


IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license.