Financing the cloud

Leverage our vast expertise in financing cloud computing technologies to meet your vision for deploying cloud-based solutions to meet both your immediate and future needs.

IBM Global Financing can help you build hybrid cloud solutions – financing software, solutions and services (including cloud migration services, advisory, management and development) in a way that helps minimize upfront cash outlays and optimizes your cash flow.

Our full set of cloud computing financing options can help you

Reduce upfront cash outlays

With competitive rates for leases and loans to fund hybrid cloud mainframe, servers, storage, software and services, IBM Global Financing can help you get started on your journey to the cloud, with affordable payment plans— preserving cash to meet other strategic needs.

Avoid unexpected payments

IBM Project Financing™ offers one resource to cover your complete portfolio of IBM solutions and services through integrated, customized, and all-inclusive cloud computing financing.

Gain flexibility with IBM cloud financing

Save up to 14 percent over your cloud server or storage purchase through IBM fair market value leasing.¹

Speed deployment of private cloud and reduce upfront payments with financing for IBM Cloud Private

Get the optimal cloud-based solution with IBM Global Financing

Flexible financing options to help accelerate adoption of software, services and SaaS

Learn how selling IBM Cloud with flexible payment options from IBM Financing helped a Global IT services provider speed time to value

See how we can help you fund your vision


¹ Represents a hypothetical POWER8® server lease over a 36 month period with rates based on a client's credit rating of investment grade and payments in advance. Actual client savings will vary depending on country, term, credit qualifications and other local conditions.


IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license.