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We can help with affordable and flexible options

Leverage our vast expertise in technology financing to create an optimal solution that meets your vision for deploying cloud services. Our cloud financing portfolio includes a comprehensive set of funding options that can meet your immediate and future financial needs.

IBM Global Financing can help you build virtually any cloud infrastructure – financing cloud services, software, solutions and products in a way that helps minimize upfront payments and optimizes your cash flow. In fact, by financing your cloud infrastructure, you could save up to 12 percent over outright purchase through fair market value leasing.¹

Our comprehensive set of funding options can help you

Reduce upfront payments

With zero percent loans and low rate leases and loans for hardware, software and services, you can finance your infrastructure with one affordable monthly payment and preserve cash to meet other strategic needs.

Easily migrate from other platforms

Through IBM Global Asset Recovery Services, safely dispose of old equipment according to local environmental laws and regulations.

Better align costs to anticipated benefits

IBM Project Financing™ offers an integrated, customized, and all-inclusive financial package from one resource to cover your complete portfolio of IBM solutions and services

Gain maximum flexibility

Take advantage of hardware leasing to add capacity as you grow your cloud infrastructure.

IBM Global Financing... your source for 0% financing

Reach for the cloud with financing

See how we can help you fund your vision


¹ Represents Net Present Value savings over a 36 month period for an IBM hardware Fair Market Value lease from IBM Global Financing with rates based on a client's credit rating of investment grade and including an assumed value for the customer’s cost of capital of the US prime rate.

IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.