Defer payments until 2018

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Explore financing solutions

We offer financing for all IBM products and services to help you get started today

Tailor your financing plan

Take advantage of a wide range of leases and loans, customized for your business

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Explore supplier and partner financing programs to help you grow your business

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IBM Global Financing

We have a better way to help you manage your cash flow. IBM Global Financing provides financial service excellence, to accelerate value from technology and help you achieve the next best thing. The benefits of IBM Global Financing can contribute 2-3 times higher Internal Rate of Return (IRR) and shorten the payback period by 5-20 percent when compared to making upfront payments, according to analysis by Cabot Partners¹.

We offer financing for IBM solutions

Analytics

Get competitive interest rates that optimize cash flow, so you can quickly turn your big data challenges into insight and opportunity.

Cloud

We support the full lifecycle of your investment in cloud — from funding to IT disposal — so you can innovate with speed and efficiency.

Security

IBM Global Financing speeds your acquisition of an integrated security portfolio to detect and prevent advanced threats.

Watson

Cut through any potential budget constraints with custom payment plans, so you can focus on getting the most out of your new cognitive computing capabilities.

IT infrastructure

React with agility, extend operations and empower employees. We help you acquire the infrastructure you need to realize your business strategy.

Mobile

Put your clients at the center of everything you do. We help you acquire IT solutions so you can reinvent your business through mobile innovation.

Services

Take control of your organization’s performance with business and technology services. We help align your services expenditures to your project’s benefits to efficiently drive your business strategy.

Watson Customer Engagement

Discover how flexible financing options can help you put customers at the center of your business affordably.

Entertainment takes flight with mobile financing

Case study: Financing mobile for Air Canada

The airline’s 1,440 tablets were less than a year old, but they had insufficient storage capacity for the new in-flight entertainment system.

IBM Global Financing stepped in. First, we bought their year-old tablets, saving the airline significant upfront losses. Then, we financed 1,500+ brand-new tablets with a three-year lease. The airline improved the in-flight passenger experience and has the ability to upgrade its system in the future.

328% increase in storage space for in-flight entertainment

Footnotes

Source:
¹ “Why Finance IT Solutions for Analytics – a Quantitative Assessment”, Cabot Partners, Ajay Asthana Ph.D., Srini Chari, Ph.D., MBA