IBM Global Financing

IBM Global Financing provides flexible payment options to help accelerate value from technology. We can finance IBM and Red Hat IT solutions to help clients and Business Partners better manage cash flow across multiple projects. Let us show you how IBM Global Financing can help increase your project’s Net Present Value (NPV) 1-5 percent ¹ and how leasing for IBM servers and storage solutions can help improve total cost of ownership savings 1-15 percent ².

We offer financing for IBM solutions

Analytics

Get competitive interest rates that optimize cash flow, so you can quickly turn your big data challenges into insight and opportunity.

Explore analytics financing

Cloud

We support the full lifecycle of your investment in cloud so you can innovate with speed and efficiency.

Explore cloud financing

Security

IBM Global Financing speeds your acquisition of an integrated security portfolio to detect and prevent advanced threats.

Explore security financing

Watson

Cut through any potential budget constraints with custom payment plans, so you can focus on getting the most out of your new cognitive computing capabilities.

Explore Watson financing

IT infrastructure

React with agility, extend operations and empower employees. With customized leases and loans we can help you acquire the infrastructure you need to realize your business strategy.

IT infrastructure financing

SaaS

Maximize purchasing power by financing your upfront annual or multi-year IBM SaaS subscriptions and enjoy the benefits of paying over time.

Explore SaaS financing

Services

Take control of your organization’s performance with business and technology services. With customized loans we can help you align services expenditures to project benefits to efficiently drive your business strategy.

Explore services financing

IBM Sterling

Build a smarter business network with smarter AI-enabled solutions and discover how flexible payment options can help you get started today.

Explore IBM Sterling financing

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Footnotes

Source:

¹ "Financial & Strategic Benefits of IBM Global Financing Flexible IT Financing Options", Dr. Stephen Timme, FinListics Solutions, October 2018

² Represents a IBM Z lease over a 36 month period with rates based on a client's credit rating of investment grade and payments in advance, compared to an outright purchase of the system. Actual client savings will vary depending on country, term, credit qualifications and other local conditions.

 

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Disclaimer

IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license.