Powerful SAP solutions with payments to fit your budget

Take advantage of customized payment plans that help align costs to anticipated benefits

Invest in IT innovation

Learn how clients are funding their strategic IT initiatives today

Tailor your financing plan

Take advantage of a wide range of leases and loans, customized for your business

Gain a strategic partner

Explore supplier and partner financing programs to help you grow your business

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IBM Global Financing

IBM Global Financing provides flexible payment options to help accelerate value from technology. We can finance IBM and Red Hat IT solutions to help clients and Business Partners better manage cash flow across multiple projects. Let us show you how IBM Global Financing can help increase your project’s Net Present Value (NPV) 1-5 percent. ¹

We offer financing for IBM solutions


Get competitive interest rates that optimize cash flow, so you can quickly turn your big data challenges into insight and opportunity.


We support the full lifecycle of your investment in cloud — from funding to IT buyback and disposal — so you can innovate with speed and efficiency.


IBM Global Financing speeds your acquisition of an integrated security portfolio to detect and prevent advanced threats.


Cut through any potential budget constraints with custom payment plans, so you can focus on getting the most out of your new cognitive computing capabilities.

IT infrastructure

React with agility, extend operations and empower employees. With customized leases and loans we can help you acquire the infrastructure you need to realize your business strategy.


Put your clients at the center of everything you do. We help you acquire IT solutions so you can reinvent your business through mobile innovation.


Take control of your organization’s performance with business and technology services. With customized loans we can help you align services expenditures to project benefits to efficiently drive your business strategy.

Watson Customer Engagement

Discover how flexible financing options can help you put customers at the center of your business affordably.

Entertainment takes flight with mobile financing

Case study: Financing mobile for Air Canada

The airline’s 1,440 tablets were less than a year old, but they had insufficient storage capacity for the new in-flight entertainment system.

IBM Global Financing stepped in. First, we bought their year-old tablets, saving the airline significant upfront losses. Then, we financed 1,500+ brand-new tablets with a three-year lease. The airline improved the in-flight passenger experience and has the ability to upgrade its system in the future.

328% increase in storage space for in-flight entertainment


¹ "Financial & Strategic Benefits of IBM Global Financing Flexible IT Financing Options", Dr. Stephen Timme, FinListics Solutions, October 2018