Blockchain in financial services

Blockchain is disrupting the financial services sector worldwide among industries, financial institutions and organizations.

The future of blockchain

In March 2010, Bitcoin had a value of less than a penny. Less than a decade later, each Bitcoin had a value of almost USD 20,000 and early investors were driving Lamborghinis. And while the excitement around Bitcoin will always be intrinsically tied to the price, its ubiquity drove blockchain, the technology that secures cryptocurrency, […]

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Blockchain and the unbanked: Changes coming to global finance

Cryptocurrencies may have become better known for their wild fluctuations and unwanted links to scams in recent times, but it’s worth remembering the potential that digital coins hold as a force for good. The world has over 1.7 billion people who have no access to any form of banking infrastructure, despite many of them having […]

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Episode 15: Potential of blockchain in accounting and crowdfunding

Listen to this IBM Blockchain Pulse Podcast episode and others on iTunes, Spotify, TuneIn and Stitcher.   Going down the blockchain rabbit hole with Dr. Sean Stein Smith While your host, Matt Hooper, has only been passionate about all things decentralization for five years, his guest today, Dr. Sean Stein Smith, was an early champion […]

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Anatomy of an intelligent blockchain trading solution

we.trade is a digital platform that helps buyers and sellers trade across borders in a new way. Powered by the IBM Blockchain Platform from the cloud, it ensures that traders can trust the other party and streamlines trading transactions. Why is we.trade needed? Without financial guarantees, trading with new partners creates huge counterparty risks. Would-be […]

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How blockchain is making digital gaming better

The gaming industry has evolved from humble beginnings. Those of us who are old enough remember playing Super Mario on a 16-bit gaming console know how this simplistic gaming industry has now evolved into a warehouse of emotion-churning, engrossing virtual reality games that reward precision and planning. Games like PlayerUnknown’s Battlegrounds (PUBG) are massively multiplayer […]

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Nordea drives prosperity with a blockchain trading solution

At Nordea Bank, digital innovation means becoming more relevant to our customers. We’ve made good progress in this as a founding partner of the we.trade trade finance consortium. Powered by blockchain technology, we.trade connects buyers and sellers in a trusted, efficient digital ecosystem that streamlines trade across Europe’s borders. Transaction volume has grown quickly since […]

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Blockchain and other emerging technologies for financial services

Blockchain and cryptoassets have, and rightly so, received a large amount of coverage and analysis during the last few years. In the background, and potentially representing technology tools and applications that might be more applicable for most organizations at this stage, artificial intelligence has continued to permeate an array of industry verticals. With the continuous […]

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When are stable coins useful?

Global payments revenue grew by 11 percent from 2016 to 2017, according to the McKinsey Global Payments Report, and is projected to grow a further 9 percent per year until 2022. Counter-intuitively, this can be partly attributed to the declining cost of payments, McKinsey says. As cheaper electronic payments continue to replace cash and cheque, […]

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Central bank digital currency explained

Cross-border payments play an important role in the global economy. According to the World Bank, in 2017, global remittances grew 7 percent to USD 617 billion. Based on the same report, sending just 200 dollars was 7.1 percent of the price, double the sustainable development goal target of 3 percent. Even in developed nations, it’s […]

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