What can AI do for the financial services industry?
Today’s financial institutions must tackle new challenges: modernizing monolithic core systems, minimizing IT maintenance, eliminating risks, and fighting fraud. Client expectations are at an all-time high, and banks must innovate to personalize customer experiences.
IBM offers a variety of AI-powered solutions to address the needs of the modern financial institution. Running on IBM Cloud Pak™ for Data, IBM’s leading data and AI platform, these solutions help financial services enterprises launch programs with speed and agility, quickly integrate AI models, deploy systems in under four hours, and spot financial crimes.

Your challenges, our solutions
Digital transformation
Banks are looking to modernize core legacy systems and establish open banking. IBM Financial Services Workbench enables a low-code environment to build data-centric, cloud-native cognitive solutions at scale.
Customer experience
Soaring customer expectations require banks to deliver personalized experiences. Client insight accelerators provide models to predict life events, attrition, offer affinity and segmentation.
Anti-money laundering (AML) alerts
Financial Crimes Insight for Alert Triage augments current AML systems and sanctions programs with advanced analytics, automation and machine learning to improve alert triage and investigative efficiencies.
Know your Customer (KYC)
Financial Crimes Insight for Entity Research helps companies better understand customers, counterparties and related entity risks, streamlining KYC and customer due diligence activities.
Featured offerings
IBM Cloud Pak for Data
IBM Cloud Pak for Data is anew kind of data and AI platform that simplifies how clients collect, organize, and analyze data to enable impactful AI.
IBM Cloud Pak for Data System
True plug-and-play enterprise data and AI, deployable in hours and ready to use out of the box to deliver best-in-class performance and time to value.
IBM Cloud Pak for Data experiences
Test-drive IBM Cloud Pak for Data with a complimentary 7-day, interactive trial.