Business transformation August 17, 2023

Central Bank Digital Currency (CBDC) and blockchain enable the future of payments

4 min read - CBDC is a digital form of fiat designed to be a digital representation of the country’s physical currency.

Banking October 19, 2021

Picturing the digital assets momentum, framed through a European lens

3 min read - The birth and rise of the Bitcoin cryptocurrency paved the way for several waves of innovation that are gradually shifting paradigms in the financial ecosystems. The digital asset momentum, empowered by tokenization and underpinning blockchain technologies, is now undeniable. Amongst…

Manufacturing October 13, 2021

Blockchain newsletter: Real-world success stories from IBM Blockchain

3 min read - Visionary companies are innovating how they work with IBM Blockchain, convening business networks that extend collaboration and optimization beyond organizational walls. We are laser focused on the areas delivering significant business value for our customers and their industry partners today:…

Banking May 18, 2021

Making sense of digital assets

4 min read - Bitcoin, tokens, Ethereum, and stable coins oh my! These are a few names and phrases you may frequently hear when attempting to understand the emerging digital asset class. CNBC now lists the price of Bitcoin on its ticker but what…

Banking April 10, 2020

The future of blockchain

6 min read - In March 2010, Bitcoin had a value of less than a penny. Less than a decade later, each Bitcoin had a value of almost USD 20,000 and early investors were driving Lamborghinis. And while the excitement around Bitcoin will always…

Blockchain January 21, 2020

Five trends to shape blockchain in 2020

4 min read - The year 2019 was pivotal for enterprise blockchain. The technology expanded beyond adoption by innovators and first movers to include a growing number of organizations working together to rapidly turn blockchain’s promised value into tangible business results. As active blockchain…

Banking November 12, 2019

When are stable coins useful?

4 min read - Global payments revenue grew by 11 percent from 2016 to 2017, according to the McKinsey Global Payments Report, and is projected to grow a further 9 percent per year until 2022. Counter-intuitively, this can be partly attributed to the declining…

Banking October 29, 2019

Central bank digital currency explained

4 min read - Cross-border payments Even in developed nations, it’s significantly cheaper to mail cash than to send money digitally. But the benefits of a formal financial institution aren’t available for 2.5 billion people in the world who are unbanked, not only because…

Banking October 9, 2019

What is a central bank digital currency?

3 min read - From bank hackers to a cashier giving you the wrong amount of change, the current financial system is wrought with both technical susceptibilities and human error. By using blockchain technology to build upon the current framework, a central bank digital…