Tuesday, May 5 at​ 8:30 AM- 9:30 AM

As real-time payments shift from an innovative novelty to a daily necessity globally, the “instant payment = instant fraud” narrative has become a critical challenge. While markets like the EU and India (UPI) have advanced rapidly, others are navigating the treacherous waters of irrevocable transactions and rising Authorized Push Payment (APP) fraud. ​

This panel brings together industry leaders from around the world to share honest experiences on the pitfalls encountered when launching new rails—including operational friction and increased fraud liability. More importantly, they will explore how overlay services—such as Confirmation of Payee, AI-driven behavioral biometrics, and digital ID wallets—can secure these rails, enhance trust, and accelerate adoption in 2026.

With Paul Andrusyshyn, Partner, IBM Payments Center

Tuesday, May 5 at​ 10:45 AM- 11:00 AM

Canada is finally launching its Real-Time Rail - a milestone worth celebrating and one that most of the world achieved years ago. While we were modernizing, the global conversation moved on to tokenized deposits, digital currencies, cross-border real-time settlement and programmable money. Meanwhile trade corridors are being redrawn by geopolitical forces that won’t wait for Canada to catch up. This session makes the case that RTR is the foundation, not the destination - and that the window to build on it before we fall behind again is narrower than most leaders think.

Keynote speaker: Mark Jarvis, Senior Partner, Financial Services, IBM Consulting

Wednesday, May 6 at​ 4:00 PM - 4:20 PM

Canada’s Real-Time Rail delivery partners will discuss the program’s progress over the past year, this year’s major milestones and the future of the real-time payment experience for Canadian consumers and businesses. 

With Jeff Mulholland, Partner, IBM Consulting​
         Anuj Dhall, Group Head Technology and operations, Interact Corp​
         Rob Mayer, SVP Consulting Services, CGI​
         Todd Roberts, Senior Partner, Strategy, Risk & Transactions Market Infrastructure, Deloitte Canada​
         Jude Pinto, Chief Delivery Officer, Payments Canada​

Thursday, May 7 at​ 9:00 AM - 12:15 PM

Real-time payment systems and capabilities are becoming table stakes worldwide, driven by demand from consumers and businesses alike. From eliminating delays and friction when you need to send and receive money, to enabling predictable payments with more data, real-time payments give consumers and businesses more control of their money. With the forthcoming launch of Canada’s Real-Time Rail, this deep dive session is your opportunity to ensure your organization is ready for real-time payments.

With:  Jeff Mulholland, Partner, IBM Consulting​
           John Collinson, Head, RTR Product and Technology & Operations, Interac Corp.​
           Ales Novak, Vice-President, RTR Technology Program Delivery, Payments Canada​