Banking and financial markets

Our reports help banking leaders enable radical transformation by building and participating in digital industry ecosystems, networks, and platforms.

Industry highlights

Industry-level insights and case studies illustrate how technology is shaping the future of business operations and customer experience. Please note: Depending on your browser settings, you may need to right-click to save certain file types.

State of the Industry

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Featured insights

2025 The voice of the makers

Interviews with leading finance executives provide strategic insights into the state of core banking modernization—and lessons learned.

2026 Global Outlook for Banking and Financial Markets

Will 2026 be a turning point for tokenization? This paper outlines the factors transforming banking and financial markets in 2026—and discusses three scenarios that could define a tokenized 2030.

The 94% core banking problem

94% of modernization projects exceed timelines. But CIOs uncover valuable lessons around AI-driven development and hybrid cloud strategies.

Banking in the AI era: The risk management of AI and with AI

Bankers recognize AI’s transformational potential—but also realize they must strengthen operations before scaling AI enterprise-wide.

Capturing the cybersecurity dividend in banking

Having too many cybersecurity tools weakens banks’ security. Platformization cuts detection/containment time and saves cost. Here’s how.

2025 Global Outlook for Banking and Financial Markets

This report explores the divergent performance of banks, a banking performance quadrant, and using generative AI to elevate performance.

Banking for SMEs: The voice of the makers

These interviews with leading finance executives provide strategic insights into the current state of SME banking and its fintech future.

Banking for small and medium enterprises

This research provides strategic insights into the state of SME banking and its fintech future—as well as actions to take moving forward.

2024 Global Outlook for Banking and Financial Markets

This report describes the overall BFM landscape for 2024 as well as critical generative AI use cases in banking.

More Banking and financial markets research and insights

Telecoms and banks connect

Explore three steps telecoms can take with banking partners to generate new revenue through innovative mobile financial services.

Embedded finance: The voice of the makers

Hear from experts and makers what opportunities embedded finance creates for banks, non-banking partners, and tech-forward competitors.

Embedded finance: Creating the everywhere, everyday bank

Embedded finance is essential for modern banking strategies. Learn how financial institutions are boosting business performance on the platform economy.

2023 Global Outlook for Banking and Financial Markets

Banks and financial markets firms can expect “certain uncertainty” in 2023. What might an agile response look like this year?

The as-is and future of Enterprise Architecture implementation in China’s banking industry - Chinese (will open in a new tab)

The as-is and future of Enterprise Architecture implementation in China’s banking industry - Chinese

The financial industry has evolved from financial informatization and Internet finance to the era of financial technology in which finance and digital technology are fully and deeply integrated.

Foundations of banking excellence: Practices and priorities to accelerate digital transformation - C... (will open in a new tab)

Foundations of banking excellence: Practices and priorities to accelerate digital transformation - C...

How do banks with healthier financial performance accelerate digital transformation? The IBV, in collaboration wth BIAN, interviewed 2,000 banking CIOs and CTOs worldwide to find out.

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Financial Services Consulting (will open in a new window)