Get the right infrastructure at a lower cost

IBM Global Financing offers a complete set of payment plans, IT equipment loans and leasing options to help you acquire and add advanced technologies as needed – offering predictable payment structures that conserve cash and help stretch your budget.

IBM Power Systems™

IBM Power Systems are designed to fuel innovation with leadership performance, scale, security, reliability and built-in virtualization to cloud enable data intensive, mission-critical workloads. IBM Global Financing payment options and leases can help you optimize performance and lower costs with financing that fit your IT plans and budget.

IBM Storage

In a business environment that’s constantly changing, your storage infrastructure decisions matter more than ever.

IBM Global Financing can help you get the optimized data storage you need to provide the insight you need to empower your business.

Our payment plans and IT equipment financing options offer flexible terms and conditions and can be customized to fit your specific needs now and in the future.

IBM Z® mainframe

Deliver digital trust with modern mainframe infrastructure designed for unmatched security, transparency and unparalleled speed.

IBM Global Financing provides total financing for IBM Z: design a fully customized IT equipment financing and asset management strategy for your mainframe solutions.

IBM LinuxONE solutions

IBM LinuxONE™ is a Linux and open source superhero made for the app economy. Combining the best of enterprise Linux and open source, LinuxONE is the most efficient, powerful, secure Linux platform.

IBM LinuxONE Elastic Pricing model offers no up-front payments and costs that can scale up or down based on usage. IBM Global Financing provides a base financing package to support the solution.

Contact us to learn more.

Why financing

IBM Global Financing can help you acquire IT Infrastructure, including Power Systems, IBM Storage, IBM Z mainframes – – including financing software, hardware, consulting, and services – through strategies that:

  • Add financial flexibility to meet rapidly changing business requirements
  • Preserve cash flow and credit lines to meet other strategic needs
  • Align costs with expected benefits through customized financing
  • Reduce obsolescence risk through flexible upgrade financing
  • Accelerate cash flow break-even points for your projects

Our wide range of financing options include:

Fair market value leases – get the benefits of leasing vs. buying IT equipment:

  • Lower total cost of ownership for your IBM IT Infrastructure investment
  • Shifts obsolescence and disposal risk to IBM Global Financing
  • Allows upgrades and growth during the IT equipment leasing with little change in monthly payment

Full Payout leases – payment plans for IT equipment

  • Lower upfront cost to conserve cash and credit lines
  • Predictable payments over time

Loans – payment plan and financing software and services

  • Predictable scheduled payments to match targeted deployment milestones
  • Lower upfront costs to conserve cash and credit lines
  • Affordable equipment loans and solutions to acquire the technology you need now

IBM Project Financing™

  • One dedicated funding source to avoid project delays for large-scale projects
  • Integrated financing for IBM Global Services engagements and IBM hardware and software – Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing
  • Financing solutions and services

Optimize your IT infrastructure and improve asset management strategies.

See how we can help you fund your vision


IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.