One of the benefits from IBM Safer Payments is that the transactions are scored in less than 10 milliseconds and so that’s allowing us to do real time scoring.

Rodolphe Meyer, Marketing & Business Development Director, STET

Business Challenge

Instant payments is a new means of payments and it’s immediate payments. Its important to validate the payment by a central system to avoid fraud.


STET is processing more than 90% of the transactions in France on the card business side. It will do pre-validation of the payment which will give the customer a fraud score for this payment and the customer can decide if the payment needs to be processed. As the world is going faster and using more digital transactions, it’s important to have this new way of stopping fraud and to have a new processing way of transaction.

Solution Component

  • Other