Banking February 28, 2023

Will ISO 20022 overcome its delays to unlock huge opportunities?

4 min read - For decades, financial institutions and corporations have sought an easy and standard method of exchanging electronic financial messages. MT standards, X.25 and all the EDI formats were supposed to solve deficits in the data and finance reporting space. In 2004,…

Banking July 12, 2022

Banks are losing money on new payment systems

3 min read - Payments modernization reminds me of bathing toddlers. It could sometimes be quite a project at our house, when our boys were toddlers, with splashing, shouting, and arguments over bath toys. So why bathe both at once? Because the alternative is…

Banking June 10, 2022

The next era in banking starts with reframing trust

4 min read - In a world where 76% of Americans are choosing mobile apps over teller windows and digital wallets are fast replacing cash in pockets, banks are changing rapidly. But it’s more than just expanding digital services. Financial institutions are faced with…

Banking August 24, 2021

Unifying DevOps in banking

4 min read - Even before the COVID-19 pandemic, many FinTech companies and other non-bank competitors were on track to outpace traditional banks at creating the always-on convenience, personalized services and apps that customers were demanding. Then when the pandemic hit, banks were forced…

Cloud July 22, 2021

Simplify GRC management with 30-day trial edition of IBM OpenPages Regulatory Compliance Management

2 min read - The pandemic and its economic disruptions have shown us the world can change in a matter of hours. To keep the public safe, regulatory bodies have scrambled to introduce new measures, often with little notice. According to regulatory compliance experts…

Banking May 24, 2021

Regions Bank: A methodology to develop high quality and trustworthy AI

3 min read - How can an enterprise operationalize AI in a way that is repeatable, sustainable, and, perhaps most important, trusted? Regions Bank faced this challenge when our advanced analytics practice too often relied on siloed data sets, development teams working in isolation,…

Banking January 26, 2021

Epiphany uses Kubernetes, cloud for digital banking transformation

2 min read - When I started Epiphany a few years ago, I knew the future of banking would be digital. I could see that Fintechs and other non-bank competitors would soon outpace traditional banks at creating the always-on convenience, personalized services and apps…

Banking November 17, 2020

Standard Bank Group prepares to embrace Africa’s AI opportunity

4 min read - Africa is no stranger to the challenges of infectious diseases. Since 2015, stabilizing organizations, communities, and individuals—colloquially referred to as hawse—have addressed the likes of Bubonic Plague, Dengue Fever, Ebola, Measles, Middle East Respiratory Syndrome (MERS), Yellow Fever, and Zika Virus—at…

Banking September 22, 2020

Bank guarantees: Jumping from paper to blockchain

3 min read - There is a genuine need to digitize the archaic process by which tenants, banks and landlords negotiate bank guarantees. When a retailer wants to lease a property to open a store, the landlord requires a bank guarantee that says, “You’re…

Blockchain May 27, 2020

Mythbusters for Business Partners: Blockchain facts or fiction

3 min read - Let’s be honest with each other. How many of you still believe that blockchain technology is Bitcoin? Or that it’s only applicable for cryptocurrency? Well, blockchain has become so much more. The most popular misconception is that Bitcoin equals blockchain.…