Payment methods and purchasing availability on IBM.com may vary by location
Multiple payment methods per country
We have expanded our payment methods across 29 countries, offering a wider range of options tailored to regional preferences. Depending on your location, you can now pay using major credit cards, digital wallets like Apple Pay, Google Pay and PayPal, and regional methods such as SEPA Direct Debit and UnionPay.
Payment types
| Payment type | Details | Payment methods | Countries |
| Generic | We accept several payment methods incl. credit cards, digital wallets, bank transfer and local options. Availability varies by region. | MasterCard, Visa, Amex, Discover, PayPal, UnionPay, JCB, Apple Pay, Google Pay | |
| Credit card | We accept the following credit cards for online purchases | MasterCard, Visa, Amex, Discover, UnionPay, JCB | All cards in all countries. Exception: India – no AMEX. |
| Digital wallets | We accept the following Digital Wallets | Apple Pay, Google Pay, PayPal | All cards in all countries. Exceptions: Norway: No PayPal India: No Google Pay |
| SEPA | We accept SEPA payments | SEPA | In countries with currency EUR: Germany, France, Belgium, Spain, Austria, Ireland, Finland |
| Local | Additional local payments available. | ACH, Amazon Pay | United States, Brazil, Israel |
Enabled countries
Certain countries are not enabled for online transactions through ibm.com/us-en and require contacting a seller through the help button available on each product page for assistance. Additionally, some countries are eligible for exclusive discounts—check if your region qualifies for these special offers.
Afghan
Albania
Algeria
American Samoa
Andorra
Angola
Anguilla
Antigua
Argentina
Armenia
Aruba
Bahamas
Bahrain
Barbados
Benin
Bermuda
Bhutan
Bolivia
Bonaire
Bosnia-Herzegovina
Botswana
Burkina Faso
Burundi
Cambodia
Cameroon
Cape Verde
Cayman Islands
Central African Republic
Chad
Chile
China
Congo
Congo, The Dem. Rep.
Costa Rica
Côte d’Ivoire
Curaçao
Djibouti
Dominica
Ecuador
El Salvador
Eswatini
Ethiopia
Faroe Is
Fiji
Gabon
Gambia
Georgia
Ghana
Greenland
Grenada
Guadeloupe
Guernsey
Guinea
Guyana
Iceland
India
Iraq
Isle of Man
Jamaica
Jersey
Jordan
Kazakhstan
Kenya
Kiribati
Kuwait
Kyrgyzstan
Lao People’s Dem
Lebanon
Lesotho
Libya
Liechten
Macao
Macedonia
Madagascar
Malawi
Maldives
Mali
Malta
Mauritania
Mauritius
Moldova
Monaco
Mongolia
Montenegro
Mozambique
Myanmar
Namibia
Nepal
New Caled
Niger
Nigeria
Niue
Palestine
Panama
Papua New Guinea
Paraguay
Peru
Puerto Rico
Qatar
Réunion
Russian Federation
Rwanda
S Sudan
Saint Lucia
Samoa
Senegal
Serbia
Sierra Leone
Slovakia
Slovenia
Solomon Islands
Somalia
St Barth
St Kitts
Sudan
Suriname
Tajikistan
Tanzania
Timor-Leste
Togo
Tonga
Trinidad
Tunisia
Uganda
Ukraine
Uruguay
Uzbekistan
Vanuatu
Venezuela
Yemen
Zambia
Zimbabwe
Australia
Austria
Azerbaijan
Bangladesh
Belgium
Brazil
Brunei Darussalam
Bulgaria
Canada
Colombia
Croatia
Cyprus
Czechia
Denmark
Egypt
Estonia
Finland
France
Germany
Greece
Hong Kong
Hungary
India
Indonesia
Ireland
Israel
Italy
Japan
Korea, Republic of
Latvia
Lithuania
Luxembourg
Malaysia
Mexico
Morocco
Netherlands
New Zealand
Norway
Oman
Pakistan
Philippines
Poland
Portugal
Romania
Saudi Arabia
Singapore
South Africa
Spain
Sri Lanka
Sweden
Switzerland
Taiwan
Thailand
Türkiye
United Arab Emirates
United Kingdom
United States