Built to meet the requirements of today's financial institutions

IBM Payments Centre can help your financial institution modernize payments infrastructure for the era of real-time payments and ISO 20022 business model. Through a catalogue of a robust Payment as a Service capabilities and value-added services, the IBM Payments Centre can provide your organization with a secure, accessible, and agile payments ecosystem that meets the latest industry requirements. Our platform is suitable for all types and sizes of financial institutions that seek to reduce their CapEx and operational cost.

IBM Payments Centre - Driving Payments Modernization Forward

The IBM Payment Centre (IPCC) Payment as a Service platform built to meet the needs of organizations that are integrated into the broader payments' ecosystem—including traditional banks, Payments operators, clearing and settlement mechanisms and FinTechs and more. Read our Infographic to learn the benefits the IPCC can provide for your organization.

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Cognitive payments platform for all payments needs

Built to manage low-value and high-value payments including real-time payments, liquidity & cash management services such as Interac 3.5 wires, AFT bill payments, EDI, remote cheque deposit processing and clearing.

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Built with trust and security on IBM Cloud

Compliant with key industry security standards and regulatory demands. Includes full-stack IBM Cloud security services such as: Identity & Access management, Tokenization and Encryption.

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Native Integration with value added services

Save costs with available services such as fraud prevention using machine learning, analytics and business insights reporting, integration with blockchain enabled payments services, and more.

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Easy Batch and Real-Time API integration

Real-time integration through ISO20022 based API services meeting the latest industry standards. Open integration enables sharing information with your other internal systems and payments services with fintech or other payments ecosystem partners.

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Access to managed payments and business services

IBM Payments Centre users get access to payments application support and business operations services by Canadian and Global payments modernization experts.

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Resilient, Flexible and Scalable to meet unique needs

Built with high volume data management and flexibility in mind, users can make use of pre-built functionality, or leverage a build-your-own approach to achieve the specific payments needs of your organization.

Changing the way money moves with the IBM Payments Sandbox

A seamless business and technology workspace designed for owners to align, collaborate and test new services using existing payments libraries. Let us help you define strategies for competitive advantage.

IBM Safer Payments - Mitigate fraud with Cogntive AI

IBM Safer Payments provides modern machine learning in the hands of on-site fraud management teams, significantly improving their effectiveness and enabling them to deliver scaleable and efficient execution over:

  • Transaction Management
  • Cross Channel Fraud Protection
  • Data Security and Management

Read the Safer Payments Infographic to learn more about how IBM is helping financial institutions combat fraud with cognitive AI based solutions.

With a deep global pool of Payments experts, IBM Payments Centre-Canada can help you drive your Payments modernization initiative.