IBM Business Operations Blog

John David (J.D.) Penner

CTP(CD), Offering Manager, IBM Payments Center, IBM Cloud

Articles by John David (J.D.)

Banks are losing money on new payment systems

Banks are losing money on new payment systems

Payments modernization reminds me of bathing toddlers. It could sometimes be quite a project at our house, when our boys were toddlers, with splashing, shouting, and arguments over bath toys. So why bathe both at once? Because the alternative is even...

Why central banks dislike cryptocurrencies

Why central banks dislike cryptocurrencies

Cryptocurrencies, often depicted as an escape from fiat currency and legacy banking, have become a constant focus of bank and government activity. The most recent Executive Order from the U.S. President is just one example of governments carefully ...