3 min read - One of the more complex challenges banks must solve is to make payments more efficient. Recent news headlines show significant shifts from physical identification and physical forms of payments to digital forms in many jurisdictions. Europe recently announced a mandate…
3 min read - Payments modernization reminds me of bathing toddlers. It could sometimes be quite a project at our house, when our boys were toddlers, with splashing, shouting, and arguments over bath toys. So why bathe both at once? Because the alternative is…
5 min read - Cryptocurrencies, often depicted as an escape from fiat currency and legacy banking, have become a constant focus of bank and government activity. The most recent Executive Order from the U.S. President is just one example of governments carefully considering how…
5 min read - Fintechs and banks are learning to coexist. How did we get here, and what’s the opportunity now? “Banks should be “scared s***less” of fintechs,” said JP Morgan Chase CEO Jamie Dimon, in the company’s January 2021 quarterly call to analysts.…