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We finance IBM and non-IBM IT solutions and services

Turn big data challenges into actionable knowledge, insight, and opportunity.

Competitive rates and terms can help optimize your cash flow so you can make the most of sophisticated analytics for more informed decisions and forecasts.

The IBM Cloud is the cloud for business. Yours.

Rely on our cloud financing solutions to fund the full lifecycle of your cloud investment —from funding to asset retirement.

Detect and prevent advanced threats with an integrated security portfolio.

Support essential security initiatives through flexible payment structures, simple contracts, and rapid approvals for a cost-effective approach to funding your security technology.

Make faster, more confident, more intelligent business decisions.

Deploy cognitive technologies that think like humans, extending beyond artificial intelligence, through strategic AI financing options that support transformational change.

Servers and storage from IBM can help get the job done.

More customer insight? Faster financial transactions? Apps and services delivered at lightning speed? Open innovation? Tighter security and compliance? IBM Global Financing offers flexible, customized IT equipment financing options to help you get there.

Boost revenue and employee productivity.

Create a personalized and engaging mobile user experience through flexible financing options for devices and infrastructure, plus fund long-term transformational projects.

Unleash IBM’s global business expertise to move your business forward.

Access additional capital to fund comprehensive solutions that include consulting, transition and transformation expenses, implementation, maintenance, and more.

Put your customer at the very center of your business.

Deliver more relevant and engaging connections with customers through flexible financing options to help create a synchronized, predictive value chain that deepens relationships.

Meeting your needs in a new cognitive and cloud era.

Accelerate delivery of new products and services and reduce IT costs.  Competitive rates over 12 months and attractive financing for longer terms on SaaS prepaid subscriptions.

Connect to partners, suppliers, and customers at every touchpoint.

Extend and deepen the value of social connections through more authentic engagement with the help of affordable financing options for collaborative initiatives.

Solutions throughout the IT lifecycle

IBM Buyback Solutions

A fast and efficient way to transform your organization’s non-IBM PC products and mobile devices into cash while helping you mitigate data in a secure and environmentally compliant manner.

IBM Certified Pre-owned Equipment

We offer certified, pre-owned IBM Power Systems™, IBM Storage and Tape, IBM mainframe, IBM parts and features – uniquely available from IBM.

Customer Centre

Manage your lease online. Delivery confirmation, end-of-lease options and international asset management in one secure tool.

Latest offers

IBM Z® mainframe

Flexible and customized equipment lease financing solutions to help you acquire IBM Z mainframes.

IBM Software

Competitive rates for 12 months on software licenses, subscriptions and first-year support.

IBM Power Systems

Leases and equipment loans with competitive interest rates for your Power Systems solution.

IBM Storage

IT equipment financing solutions such as leases and loans with competitive rates for your IBM Storage solution that can include non-IBM software, services and hardware too.

Pre-approved for Pre-owned

Get pre-approved financing for IBM Certified Pre-owned storage and servers - transactions up to $250,000.

Estimate your payments

Connect with IT financing experts