Powerful SAP solutions with payments to fit your budget

Take advantage of customized payment plans that help align costs to anticipated benefits

Invest in IT innovation

Learn how clients are funding their strategic IT initiatives today

Tailor your financing plan

Take advantage of a wide range of leases and loans, customized for your business

Gain a strategic partner

Explore the customized financing programs for IBM Business Partners to grow their business

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IBM Global Financing

We have a better way to help you manage your cash flow. IBM Global Financing provides financial service excellence, to accelerate value from technology and help you achieve the next best thing. The benefits of IBM Global Financing can help increase your project’s Net Present Value (NPV) 1-5 percent, according to analysis by FinListics Solutions.¹

We offer payment solutions for all IBM solutions

Analytics

Get competitive interest rates that optimize cash flow, so you can quickly turn your big data challenges into insight and opportunity.

Cloud

We support the full lifecycle of your investment in cloud so you can innovate with speed and efficiency.

Security

IBM Global Financing speeds your acquisition of an integrated security portfolio to detect and prevent advanced threats.

Watson

Cut through any potential budget constraints with custom payment plans, so you can focus on getting the most out of your new cognitive computing capabilities.

IT infrastructure

React with agility, extend operations and empower employees. With customized leases and loans we can help you acquire the infrastructure you need to realize your business strategy.

Mobile

Put your clients at the center of everything you do. We help you acquire IT solutions so you can reinvent your business through mobile innovation.

Services

Take control of your organization’s performance with business and technology services. With customized loans we can help you align services expenditures to project benefits to efficiently drive your business strategy.

Watson Customer Engagement

Discover how flexible financing options can help you put customers at the center of your business affordably.

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Footnotes

Source:
¹ "Financial & Strategic Benefits of IBM Global Financing Flexible IT Financing Options", Dr. Stephen Timme, FinListics Solutions, October 2018

Disclaimer

IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license.