We offer loans with competitive rates and flexible terms so you can acquire the technology you need to maximize purchasing power.

With Watson you can unlock hidden value in your data to find answers, monitor intricate trends and patterns, and classify and search visual content using machine learning.

As you use Watson to build and expand your AI capability, consider how flexible financing can help you.

Watson IoT simplifies the networking of devices to drive digital disruption with far-reaching impact.

By financing tools such as IBM Maximo® for asset lifecycle management and IBM TRIRIGA® to automate facilities management you can more quickly deploy cognitive IoT technology to infuse new intelligence into products, services, and processes.

IBM Watson Health provides the technology and expertise needed to power thriving organizations, support vibrant communities and help solve health challenges for people everywhere.

IBM Global Financing helps cut through potential budget constraints with custom payment plans to get the funding you need now.  Minimize upfront cash outlays to preserve cash and credit lines to meet other strategic needs whether your business is in Government Health and Human Services, Life Sciences, Oncology and Genomics, or Imaging.

Choose a financing strategy tailored to AI and cloud solutions.

Clients can receive IBM’s best financing offer on SaaS and lock in great prices while enjoying the benefits of paying over time at a competitive rate.

IBM Global Financing can help

Finance IBM infrastructure, services, and solutions to make best use of Watson through flexible funding options that are easily adaptable in a rapidly changing and competitive environment. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing.

An affordable way to access technology, loans from IBM Global Financing offer affordable and predictable payments with competitive interest rates for 12 months. 

And by financing your AI application development, your organization can conserve cash for other strategic initiatives. 


IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.