IBM Global Financing

IBM Global Financing provides flexible payment options to help accelerate value from technology. We can finance IBM and Red Hat IT solutions to help clients and Business Partners better manage cash flow across multiple projects. Let us show you how IBM Global Financing can help increase your project’s Net Present Value (NPV) 1-5 percent ¹ and how leasing for IBM servers and storage solutions can help improve total cost of ownership savings 1-15 percent ².

We offer financing for IBM solutions

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¹ "Financial & Strategic Benefits of IBM Global Financing Flexible IT Financing Options", Dr. Stephen Timme, FinListics Solutions, October 2018

² Represents a IBM Z lease over a 36 month period with rates based on a client's credit rating of investment grade and payments in advance, compared to an outright purchase of the system. Actual client savings will vary depending on country, term, credit qualifications and other local conditions.



IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license.