IBM Financing

Finance the technology that powers your business

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Acquire the software and infrastructure you need, with payment solutions aligned to your priorities, budget, and timelines.
Technology investments made easier

Whether you’re modernizing infrastructure, expanding capacity, or adopting new software solutions, IBM Financing can help make your technology investments more manageable.

 IBM Software

Accelerate adoption of IBM Software solutions with financing options that help spread costs over time and simplify budgeting.
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IBM Infrastructure

From servers and storage to mission-critical infrastructure, IBM Financing helps organizations acquire the technology they need while maintaining financial flexibility.

Flexible ways to pay

Choose the payment structure that best supports your business goals.

Leasing Solutions Loan Financing Deferred Payment Plans

Our payment plan options help organizations align technology investments with business priorities while preserving cash flow.

 Explore options and find relevant information on how to uninstall, return, pack and ship your leased equipment

A simpler way to invest in innovation

Technology investments shouldn't require difficult trade-offs. IBM Financing helps organizations acquire the software and infrastructure they need with flexible payment solutions designed to support business growth.
Benefits
Flexible payment structures
Budget-friendly acquisition options
Preservation of capital
Alignment of technology costs with business value
Financing from a trusted technology provider
Get the technology you need. Pay in the way that works for you.

Contact an IBM Financing Specialist

Disclaimer

IBM Financing offerings are provided through IBM affiliates and/or subsidiaries and divisions worldwide to qualified commercial and government clients.  Payment options and terms are based on a client’s credit rating, offering type, equipment, product type and options, and may vary by country. This offering does not guarantee that credit will be provided. Payment options for non-IBM content, which is part of an overall IBM end-user client solution, may also be eligible through IBM Financing. Other restrictions may apply. Payment options are subject to change, extension, or withdrawal without notice and may not be available in all countries. For certainty, the provision of offerings by IBM and IBM Financing do not, nor intend to, offer, or provide accounting, tax, or legal or regulatory compliance advice to clients. Clients are responsible for and should obtain their own expert advice, including consulting with their own financial, tax, and/or legal advisors, as applicable. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.

IBM Financing lease and financing offerings are provided in the United States through IBM Credit LLC. For IBM Credit LLC in California: loans are made or arranged pursuant to a California Financing Law License.