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Accelerate projects with financing

IBM Global Business Services consultants can help you redesign experiences, create new sources of value, digitally reinvent operations for greater efficiency, and transform your entire enterprise through cognitive solutions.

We can help get you started with customized financing options for consulting, transition and transformation — plus mobile hardware and ISV software — to help you:

  • Improve cash flow
  • Accelerate project approval and implementation
  • Align project costs to anticipated benefits
  • Minimize upfront cash outlays to preserve capital to meet other strategic needs

Financing SAP solutions (175KB)

Make your SAP solutions more affordable. Powerful solutions transform your business while flexible payments fit your budget. Learn how financing can help (PDF, 175KB).

Finance technology services to help IT deliver peak performance.

IBM Global Technology Services designs, builds and runs the foundational systems the world’s leading organizations rely on.

Get started today with customized financing options for: 

  • Cloud and systems services
  • Outsourcing and managed services
  • Network services
  • Mobility services 
  • Technology support services 

With our help you can:

  • Improve cash flow
  • Accelerate project approval and implementation
  • Align project costs to anticipated benefits
  • Minimize upfront cash outlays to preserve capital to meet other strategic needs

Financing Solutions for the Retail Industry (169KB)

The best retailers don't wait for success. Connected customers want personalized experiences. Be prepared to deliver. Learn how financing can help (PDF, 169KB).

Finance your entire solution

Loans

Acquire the technology you need through an alternative source of funds — to maximize purchasing power with competitive rates and flexible terms.

IBM Project Financing™

Single-source financing for IBM Services —including leases and loans for IBM and non-IBM services, software, and hardware.

See how we can help you fund your vision

Explore our payment options

Footnotes

IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.