IT services financing

Our IBM Services consultants can help you transform your entire enterprise by optimizing your foundational systems, redesigning experiences, creating new sources of value, and digitally reinventing operations for greater efficiency. By including a payment plan from IBM Global Financing, we can help you:

  • Improve cash flow
  • Accelerate project approval and implementation
  • Align project costs to anticipated benefits
  • Minimize upfront cash outlays to help meet other strategic needs

Finance your entire solution


Acquire the technology services financing you need through an alternative source of funds — to maximize purchasing power with competitive rates and flexible terms.

IBM Project Financing™

Single-source IT financing for IBM Services —including IT services leasing and loans for IBM and non-IBM services, software, and hardware.

Clients in various industries have turned to IBM Global Financing to fund comprehensive services engagements

Single-source financing for IBM-led services solutions—including both IBM and non-IBM services, software, and hardware

Flexible financing options from IBM Global Financing can help fund your IBM solutions for SAP

Accelerate adoption of software, services, and SaaS with flexible financing options

Payment options to upgrade and expand your Oracle solutions

Steve Wilder, CFO and CIO of City Furniture, shares his unique perspective on how the retail industry is transforming with mobile technology

See how we can help you fund your vision


IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease, loan and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license.