Gain a competitive edge

With strong partnerships and expertise, we finance more than 50 billion USD in IT hardware and software annually to help suppliers work with channel partners in over 60 countries worldwide.

That depth of experience demonstrates our understanding of how financing improves sales channels and can grow your business.  

Learn why so many organizations turn to IBM Global Financing for solutions that optimize working capital, manage credit risk, capture more sales opportunities, and expand distribution channels.

Access IT industry expertise

A more dynamic and competitive IT industry demands companies act more quickly than ever to stay ahead.

IBM Global Financing specializes in the unique aspects of IT financing. Our thought leadership, knowledge of specific business practices, and understanding of the constant pressure to continually reinvent technology solutions makes us the ideal financing partner for your business.

We can help

Our working capital financing solutions help IT suppliers and channel business partners — both distributors and resellers:

  • Enable channel sales growth
  • Improve cash flow
  • Increase credit capacity
  • Enhance financial flexibility
  • Mitigate risk
  • Strengthen partner loyalty

Customized financing programs to meet virtually any need

Inventory financing

Allows channel partners to optimize inventory available for resale to customers. Reducing financial payment pressures based on standard supplier terms provides credit line flexibility for large orders and to meet seasonal demands.

Accounts receivable financing

Offers continued access to working capital after a product sale — with closer alignment to a partner’s cash conversion cycle. This financial flexibility accelerates business growth through more effective cash flow management.

Why IBM Global Financing

Don’t be constrained by geographic reach to support your business now and in the future.

Our deep understanding of the IT industry and global distribution models helps us build strong long-term relationships with suppliers and business partners in every market we serve. In fact, we offer extensive in-country presence with support for local language, agreements, currencies, and terms. 

With both a global presence and proactive approach to meeting local needs, IBM Global Financing is an excellent resource to support your financing needs.

Take the lead

  • Take the lead with financing as the key pillar of your channel strategy.
  • IBM Global Financing helps drive growth through improving the use of working capital and channel financing to support investment and sales growth.
  • We want to partner with you. Let’s get started.

Leverage your working capital. Grow your sales channel and your business.

What our clients say

“IBM Global Financing support has made an incredible difference to us. We have grown market share in our country and we attribute this to IGF’s fantastic offering, flexibility, and tireless support. These coupled with their incredible integration and work ethic mean no competitor can even come close to matching IGF’s cooperation and collaboration. We are grateful to have IBM Global Financing as our financing partner, and are very excited for our business growth moving forward. With IBM Global Financing on our side, we feel there isn’t anything we can’t achieve.”

—MyungChun Chung, Chief Executive Officer & SeongGoo Hong, Managing Director

“IBM Global Financing provides us with an important line of credit. I work with a number of financial institutions and have found that IGF really understands our business and is more flexible and proactive to my credit requirements than others. I consider IGF a key financial partner to the success of our business.”

—Terry Johnson, Chief Financial Officer, Sirius Computer Solutions

“Toshiba Global Commerce Solutions works with IBM Global Financing in over 25 countries to manage credit capacity for many of our key distributors. IBM Global Financing effectively works with our business partners to enable Toshiba sales through the channel. IBM Global Financing's automated systems, efficient processes, quick responsiveness and strong customer service have proven very helpful to Toshiba's growth and have benefited our corporate cash flow. We highly value our relationship with IBM Global Financing and we benefit from IBM Global Financing industry expertise and knowledge.”

—Willis Lumpkin, Treasurer, Toshiba Global Commerce Solutions

“IGF’s partnership with Dell has been a global relationship for many years and in FY16, this has been aligned to extend offerings in the APJ region as well. IGF’s expertise in this business, ability to understand the requirements from supplier and buyer perspective, and flexibility helps accelerate the program and provide the partners a great ecosystem to grow. Engagement with the IGF operations team, minimal documentation, process transparency and adaptability has helped in strengthening our relationship. Dell-IGF has been a mutually beneficial, win-win partnership and we look forward to grow this momentum in the years to come.”

—Rajeev Kapoor, Executive Director, Global Financial Services, Dell

The availability of large-scale financial resources is crucial for the wholesale business. No less important is the ability to have a flexible approach, as our partner and regional network is wide, and quite often requires unique scenarios. In addition, the IT industry is very much affected by business seasonality. IGF is our key partner in ensuring the funding base we need and the diversity of sources. We very much appreciate IGF’s ability to accommodate our specific needs. When speed of process is essential – IGF cooperates with our subsidiaries directly. For trade financing, we use multiple trilateral cooperation models involving business partners of the ELKO Group. The team of at IGF is obliging in finding solutions in various and complex situations.”

—Svens Dinsdorfs, CEO, ELKO Group