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What it can do for your business

IBM Pay allows merchants to bring loyalty, engagement and payments together within their existing app under their own brand. Consumers no longer have to manually enter personal details, track down credit cards and share specific payment information when checking out.

Reduce checkout time

Integrated to multiple merchant systems to allow customers to check out quickly and easily—using the payment method and coupons they want.

Improve shopping experience

Create delightful shopping experiences by bringing payments, loyalty and promotions together on your existing mobile app.

Increase offer acceptance

Drive more engagement and increase offer acceptance by making it easier to use coupons and offers at checkout from within your existing mobile app.

Reduce transaction costs

With control of the mobile checkout process, you can incentivize lower-cost payment methods such as co-branded cards.