What it can do for your business

Algo Credit Manager enables banks to effectively identify, price, control and monitor credit risk. It does this through advanced data management that spans multiple business lines and products – across both the banking book and trading book. It is an end-to-end solution that provides managers with risk-informed, decision support at every stage of the credit lifecycle. Algo Credit Manager helps managers to increase return on capital on commercial loan portfolios by strengthening the most profitable client relationships and mitigating potential losses.

Expand your loan portfolio

Offer more competitive pricing and deal structures with credit risk models and analytics that enable comprehensive understanding of the portfolio hierarchy and individual client exposures.

Decrease approval times

Automate credit committee processes and credit assessments. Notify loan officers, credit managers and relationship managers when credit approvals are not being completed in a timely manner.

Deepen client relationships

Grow the most profitable client relationships and mitigate potential losses with real-time access to the risk-return profiles of individual clients and portfolios.

Security and privacy in the cloud

When using IBM Cloud offerings, your company can scale and adapt quickly to changing business needs without compromising security, privacy or risk levels. Learn more about IBM Cloud security

This offering meets the following industry and global compliance standards, depending on the edition you choose.

  • FFIEC for Financial USA
  • ISO 27001
  • SOC1 (SSAE 16)

To learn about the compliance and certifications for a specific offering edition, consult the Cloud Services data security and privacy data sheets.

See how it works

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