Charting the evolution of programmable money

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Programmable money

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Executive overview

Authors: Jesse Lund

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, Vice President, Global Blockchain Market Development, IBM Financial Services Sector,
Jed McCaleb

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, Stellar Cofounder and Chief Technical Officer,
Mike Kennedy

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, President, OFX North America,
Nicholas Drury

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, Global Banking and Financial Markets Leader, IBM Institute for Business Value

Central banks have been quietly but actively evaluating the merits of digital currencies and experimenting with their own version, called central bank digital currencies (CBDCs).

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