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Tailoring hybrid cloud for banking


Designing the right mix for innovation, efficiency and growth

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Cloud has become a fundamental enabler of banking innovation. Six transforming cloud attributes – cost flexibility, scalability, market adaptability, masked complexity, contextual variability and ecosystem connectivity – not only underpin efficiency improvement, they support a substantially broad range of business transformation and associated revenue growth.


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Meet the authors

Sanjay Rishi

Connect with author:


, IBM General Manager of


Lynn Kesterson-Townes, Global Cloud & Quantum Leader, IBM Institute for Business Value, Global Business Services

Nicholas Drury, Global Banking and Financial Markets Leader, IBM Institute for Business Value

Anthony Marshall, Senior Research Director, IBM Institute for Business Value

Arvind Krishna, Senior Vice President, Cloud and Cognitive Software, IBM


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