Accelerating reinvention with digital banking frameworks

Download PDF Report

Download PDF report

You might also like:

Getting your financial institution ready for the quantum computing revolution

Read Next

Executive overview

Authors: Jesus Freire Costas

Connect with author:

, Banking and FM Industry Technical Leader, Europe - Distinguished Engineer, IBM Global Markets,
Montserrat Roca Juncosa

Connect with author:

, IBM Banking Center of Excellence Manager, IBM Global Markets,
Javier Vidal Plana

Connect with author:

, Banking Enterprise Architect, IBM Global Markets

Becoming a digital bank Digitization and technology disruption are changing the shape of our world, transforming society, industries and economies by reinventing traditional business models and creating new ones. These unstoppable forces are creating the need for the banking industry to develop new operating models. But what does building a truly digital bank entail? IBM Digital Reinvention® is a framework that encapsulates the dramatic changes required, involving fundamental re-conception of strategy, operations and technology from the ground up.¹ For banks, Digital Reinvention® includes reimagining employee engagement, customer experiences and other stakeholder relationships with new focus, expertise and ways of working.

¹ Digital reinvention in action.” IBM Institute for Business Value. May 2016. (

Related reports
There are compelling reasons to begin assessing the role and potential of quantum for your business now.
A new digital currency, called stable coins, has better price stability than other cryptocurrencies and is gaining interest among central banks
Cognitive computing, combined with advances in robotics, will enable restructuring of banking’s labor force to move to higher-value, customer-focused interactions.
Examining risk and compliance across the enterprise may improve the allocation of strategic investments beyond business-as-usual budgeting.