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Virtual banking is disrupting Asia's financial services


What is the role for traditional banks?

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Virtual banking: The creation of virtual banks in Singapore is driving fundamental reshaping of the banking ecosystem.

New trend in banking: Virtual banks have already been established in the US, UK, South Korea, and Hong Kong.

Stringent requirements: Addressing regulatory, compliance, and security requirements are key to the success of new virtual banks.


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Meet the Authors:

Likhit Wagle

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, General Manager, Financial Services Sector, IBM Asia Pacific,
Arun Biswas

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, Country Managing Partner, Singapore, IBM Global Services,
Nicholas Drury

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, Global Banking & Financial Markets, IBM Institute for Business Value

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