Save time with prebuilt, industry-standard capabilities

Uses complementary products for Immediate Payments, SWIFT, ACH, SEPA, check processing and corporate payment services. Offers an optional Corporate Payment Services feature for customer on boarding, transaction ingestion, management and distribution. Process SEPA transactions and North American ACH transactions—including ingestion, validation, management and distribution. Includes an optional Check Services that renovates, replaces, and renews legacy check processing.

Converge payment processing with a single platform

Uses common integration capabilities for managing financial transactions. Works with the ISO 20022 industry standard. Includes an operational database to track status and integrate with enterprise data management solutions. Provides client and entitlement configuration, transaction ingestion, risk management and distribution along with settlement accounting and granular billing.

Lower operational risk by monitoring payment processing

Makes it easier for you to use of a common set of rules for AML (anti-money laundering), Dodd-Frank risk management, and other regulations. Apply industry standards to aid compliance efforts and help meet regulatory requirements. Allows for risk management across multiple payment channels.

Reduce development and integration testing times

Uses an incremental approach to system transformation, allowing projects to reuse relevant assets. Combines pre-built functionality with a build-your-own approach. Enables you to create new and differentiated products and achieve a strategic vision through a progression of projects that deliver value at each stage.

Speed time to market

Provides rapid access to Financial Transaction Manager in the cloud for development of client applications and includes an example of the entire product suite.

Technical details

Technical specifications

Software requirements

Software requirements for IBM Financial Transaction Manager can be found here:

Hardware requirements

Hardware requirements for IBM Financial Transaction Manager can be found here: