Outsmart fraudsters with generative AI
IBM® Safer Payments helps you create custom, user-friendly decision models so you can adapt to emerging threats faster and detect fraud patterns with greater speed and accuracy, all without vendor or data scientist dependencies.
Clients report high detection at ultra-low false-positive rates after deploying our solution.
Build, test, validate and deploy machine-learning models in days versus months without reliance on vendors.
Monitor thousands of payments per second. Enterprise-grade solution delivers 99.999% availability and high throughput.
With an open platform, import detection models, model components and IP while using a rich interface to build new models.
Enables you to use any data science, machine learning or artificial intelligence technique –from any vendor or open source –to outsmart fraudsters.
Includes specific functionality to protect cards, online banking, and real-time payments. Profiles behavior and payment flow through all channels for lower false positives and reduced fraud losses.
Everything in IBM Safer Payments is easily configurable. Full adaptation to customer data model. New data feeds can be configured in minutes.
Build neural networks, random forests, decision trees, and regressions, using your preferred tools. Combine models of different types into ensembles, to leverage the best of each modeling technology.
Purpose-built dual-access database technology delivers peak performances of multiple thousand transactions per second that runs on commodity hardware and any cloud environment.
How it's used
IBM Safer Payments uses data from actual online and mobile banking sessions. Built-in device ID capability, with device behavior profiling and a device reputation database and biometric parameter recognition hardens this channel.
IBM API Developer Portal indicates when a Product is published and is available for use by application developers. A Product can be published to selected communities of application developer organizations, and the Plans within the Product can be used to tailor access and visibility further.
You can deprecate or supersede a published Product in API Manager by using the Manage Products page within a Catalog. When you deprecate a Product, application developers who are already subscribed to the Product can continue to use it, but no new developers can subscribe to the product.
IBM Safer Payments is the most open data science platform for payment fraud prevention currently available in the market. Export and import models in portable PMML format and ingest models or feature extractions as Python code.
IBM Safer Payments provides hierarchical multitenancy. It efficiently manages hundreds of tenants, each customized. Inheritance allows maintenance of central models and configurations.
IBM Safer Payments uses data from actual online and mobile banking sessions. Built-in device ID capability, with device behavior profiling and a device reputation database and biometric parameter recognition hardens this channel.
IBM API Developer Portal indicates when a Product is published and is available for use by application developers. A Product can be published to selected communities of application developer organizations, and the Plans within the Product can be used to tailor access and visibility further.
You can deprecate or supersede a published Product in API Manager by using the Manage Products page within a Catalog. When you deprecate a Product, application developers who are already subscribed to the Product can continue to use it, but no new developers can subscribe to the product.
IBM Safer Payments is the most open data science platform for payment fraud prevention currently available in the market. Export and import models in portable PMML format and ingest models or feature extractions as Python code.
IBM Safer Payments provides hierarchical multitenancy. It efficiently manages hundreds of tenants, each customized. Inheritance allows maintenance of central models and configurations.