Help clients accelerate digital transformation with flexible payment options for hybrid cloud and AI


Payment plans and leases for clients

Discover how you can win more business, expand client relationships and improve your key performance metrics when you offer a payment option.

Working capital solutions

Grow your business and improve cash flow with working capital solutions for IBM distributors and IBM Business Partners.

IBM Certified Pre-Owned

IBM Certified Pre-Owned offers a full breadth of servers, storage, parts and features refurbished with genuine parts and configured to your client’s specifications to help you win the deal. 

IBM Business Partner success stories

Discover how payment solutions have helped business partners boost sales, transform their business and overcome their client challenges.

Providing the financial headroom to innovate and grow further

Pantheon frees up cash for innovation, aligns payments with expected income and ensures financial predictability when optimizing their cloud foundation with IBM Power Systems and flexible financing.

Simplifying the delivery of enterprise-class systems

The working capital solutions from IBM enabled TES Enterprise Solutions Ltd to bridge the gap from when it acquired the hardware it provides to its clients and when it received the payments. Additionally, TES has the financing support for clients when purchasing new hardware.

Man wearing blue shirt looking at his mobile device

IBM Certified Pre-Owned helped accelerate cloud business growth

To support their highly growing IaaS business, a start-up leased IBM Certified Pre-Owned Power® servers to quickly expand their infrastructure. Leasing helped to  stay within budget and preserve cash.

Pedab accelerates data-driven innovation

There are three important business issues in today’s market that Pedab is trying to solve: new partner acquisition, implementing the right solutions to accelerate customers’ digitization and getting small-scale projects off the ground.

How to get started

Improving business KPIs sounds interesting, how can I get started?

If you are already an IBM Business Partner, log in to PartnerWorld. Not an IBM Business Partner? Explore your options for financing or reselling for Certified Pre-Owned by contacting us.

Discover more

Selling with payment plans and leases

Working capital solutions for your business

Re-sell IBM Certified Pre-Owned


IBM Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Financing lease and financing offerings are provided in the United States through IBM Credit LLC.

Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans.

Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients.

Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license.