IT financing at rates as low as 0%

Accelerate your competitive advantage by innovating your IT environment through strategic and flexible IT financing payment options.

Although our leases feature low monthly payments and several end-of-lease options, we also offer payment plans with interest rates as low as 0% for systems, software and services to finance your entire solution.

Contact IBM Global Financing or your IBM seller or Business Partner to learn more.

IBM mainframe

Design a customized IT funding and asset lifecycle strategy.

At IBM Global Financing, we work in close partnership with clients to customize financing for total mainframe solutions, including IT lease options and payment plans for IBM and other vendor software, services and hardware.

IBM Software

Competitive rates for IBM Software:

  • IBM Software: 12-month payment plans with competitive rates¹ on IBM software licenses, subscriptions and first-year support. Affordable rates for 24 to 60-month terms.
  • SaaS Solution Financing: Competitive rates¹ over 12 months and attractive rates for longer terms when you finance your prepaid SaaS structures (annual or multi-year prepaid). Customized payment schedules help you lock in pricing and preserve cash.

IBM Power Systems

Leases and loans for your total Power Systems solution — also including non-IBM software, services and hardware.

  • IBM Power Systems: affordable rates for 12 to 60 month payment plans and leases on Power Systems servers including systems software and software maintenance.

IBM Storage

Leases and loans for your total storage solution and can include non-IBM software, services and hardware too.

  • IBM flash-based storage: 24-month payment plan at 0% interest, including  systems software and software maintenance³.
  • IBM Storage: 12-month payment plan at 0% interest on all storage, including systems software and software maintenance⁴.
  • IBM Storage delivered as SaaS: monthly payment for annual or multi-year pre-paid SaaS storage solutions.
  • IBM VersaStack: Finance your entire VersaStack solution through Fair Market Value from IBM Global Financing for IBM Storage, Cisco Servers and Networking.

Get pre-approved for Pre-owned

It’s easier than ever to acquire IBM Certified Pre-owned storage and servers.

Get pre-approved financing on transactions up to 250,000 USD.

IBM Certified Pre-owned Equipment infographic (PDF, 493KB)

IBM Certified Pre-owned Equipment solution brief (PDF, 184KB)


IBM Business Partners

Win more, sell more as an IBM Business Partner

As an IBM Business Partners, you can use IBM Global Financing to empower your clients and gain a distinct advantage in your sales process with IT financing options. 

We can help you overcome client cost and budgeting challenges, making your solutions more attractive.

Supplier and Partner Financing

Meet new market challenges

For over 25 years IBM Global Financing has helped organizations use working capital more efficiently through inventory financing and accounts receivables financing for IT suppliers, distributors and partners. 

We’ve built our business on strong partnerships and expertise to become an essential resource to our clients, dedicated to their success.

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IBM Global Financing Calculator

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¹ Charges for software and services must be one-time, non-recurring. Minimum deal size is 5,000 USD, with maximum of 1M USD. Not all products qualify for all offers, please check with your local representative.

² Offering is valid for eligible products sold direct through IBM or through an authorized IBM reseller. Available for eligible products from as low as 5,000 USD for credit qualified commercial clients.

³ Offering is valid for eligible products sold direct through IBM or through an authorized IBM reseller. Available for eligible products from as low as 5,000 USD for credit qualified commercial clients. Eligible systems: FlashSystem A9000: 9836-415, 9838-415; A9000R: 9835-415, 9837-415; V9000: 9848-AE2, 9848-12F, 9848-AC3, 9848-24F, 9848-92F; 900: 9840-AE2, 9843-AE2. Storwize V7000F: 2076-AF6, 2076-AFF; V5030F: 2077-AF3, 2077-AFF, 2078-AF3, 2078-AFF. DS8000 flash models: DS8888: 2831-984, 2836-LF8; DS8886: 2831-985, 2831-85E, 2836-LF8, 2831-986, 2831-86E, 2836-LF8; DS8888: 2831-988, 2831-88E, 2836-LF8.

⁴ Available on transactions starting at 5,000 USD for all IBM storage products up to 1M USD, and select Power System products up to 3M USD for credit-qualified clients in United States and Canada. Sold direct through IBM or through an authorized IBM reseller.

IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease, loan and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license. 

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