Enables you to use any data science, any machine learning, and artificial intelligence technique – from any vendor or open source – to outsmart fraudsters.
Includes specific functionality to protect cards, online banking, and real-time payments. Profiles behavior and payment flow through all channels for lower false positives and reduced fraud losses.
Everything in Safer Payments is user-configurable. Full adaptation to customer data model. New data feeds can be configured in minutes.
Build neural networks, random forests, decision trees, and regressions, using your preferred tools. Combine models of different types into ensembles, to leverage the best of each modeling technology.
Purpose-built database technology delivers peak performances of multiple thousand transactions per second on commodity hardware and any cloud.
Runs any number and types of fraud prevention models. Watson cognitive AI assists with creation of decision rules on how models are applied for specific transactions.