What is RegTech?

RegTech, or regulatory technology, is the application of innovative capabilities and techniques to help financial institutions better meet their regulatory monitoring, reporting, compliance and risk management needs. RegTech helps firms effectively achieve regulatory compliance while cutting costs.

Why IBM RegTech

In today’s complex regulatory environment, financial institutions must deliver greater transparency to enhance and preserve client and stakeholder trust.

With the unique combination of financial services, technology, and regulatory expertise, IBM enables institutions to make more timely and risk-aware decisions. We apply the latest advancements in artificial intelligence, machine learning and automation to the risk and compliance process, increasing operational efficiency, accelerating insight and improving transparency.

This greater oversight and understanding helps our clients preserve institutional trust and enhance value to their shareholders and customers alike.


Transform risk and compliance

Banks and other financial institutions are reeling under the pressure of an increasingly complex and costly regulatory environment. IBM Watson Financial Services uses a unique combination of technology, regulatory and domain knowledge to help firms manage new and changing risks and requirements.

Transform risk and compliance

Preserve institutional trust

Enhance value to shareholders and customers.

Transform risk and streamline operations

Streamline operations

Don't balance effectiveness and efficiency. Gain both.

Enhance risk and compliance

Increase effectiveness

Enhance risk and compliance management using advanced technology and regulatory expertise.

Make risk-aware decisions

Enable the business

Better understand potential risks to make risk-aware, not risk-averse, decisions.

The power of IBM and Promontory

"We see that the combination of IBM and Promontory is unique and creates a powerhouse RegTech capability for our financial services industry clients."

- Bridget Van Kralingen, SVP,
  Industry Platforms and Watson Financial Services, IBM

RegTech solutions

Combat financial crime and fraud with advanced analytics

Increase efficiency and effectiveness across AML compliance, fraud prevention and employee conduct surveillance, using advanced analytics, automation and artificial intelligence.

of respondents are evaluating or already using AI or cognitive for AML according to Risk.net’s 2019 survey.¹

Drive risk-aware decision making with technology-enabled financial risk management

Transform financial risk management with solutions that leverage cloud, big data, AI, aggregation and advanced analytics to create significant value while addressing growing regulatory and profitability demands.

Read the IBM point-of-view: A new era of technology-enabled financial risk management.

RegTech Innovations experts

Driving innovation in risk management: Financial risk APIs for the cloud

2019: An artificial intelligence-enhanced AML odyssey

Innovating in the open: How the changing GRC landscape inspired IBM GRC’s latest release


AML Assessment Tool

Better understand how your anti-money laundering (AML) program compares with peers to keep you compliant and competitive.

IBM OpenPages ROI calculator

Answer six questions to discover your potential saving with the real-time ROI calculator.

Ready to get started?

Take the next step. Improve your risk and compliance program by scheduling a consultation with one of our experts.