What is RegTech?

RegTech, or regulatory technology, is the application of innovative capabilities and techniques to help financial institutions better meet their regulatory monitoring, reporting, compliance and risk management needs. RegTech helps firms effectively achieve regulatory compliance while cutting costs.

Why IBM RegTech

In today’s complex regulatory environment, financial institutions must lower costs and deliver greater transparency to enhance and preserve client and stakeholder trust.

With the unique combination of financial services, technology and regulatory expertise, IBM enables institutions to make more risk-aware and timely decisions. We apply the latest advancements in AI, machine learning and automation to the risk and compliance process, increasing operational efficiency, accelerating insight and improving transparency.

This greater oversight and understanding helps our clients preserve institutional trust and enhance value to their shareholders and customers alike.

Transform risk and compliance

Banks and other financial institutions are reeling under the pressure of an increasingly complex and costly regulatory environment. IBM RegTech uses a unique combination of technology, regulatory and domain knowledge to help firms manage new and changing risks and requirements while driving down costs.

Four people talking at the office

Preserve institutional trust

Enhance value to shareholders and customers.

Two people talking and one of them is pointing to a tablet

Streamline operations

Don't balance effectiveness and efficiency. Gain both.

Woman writting on a notebook with a pen and a laptop on the table

Increase effectiveness

Enhance risk and compliance management using advanced technology and regulatory expertise.

Two people standing on a datacenter room and one of them is holding a laptop

Enable the business

Better understand potential risks to make risk-aware, not risk-averse, decisions.

The power of IBM and Promontory

"We see that the combination of IBM and Promontory is unique and creates a powerhouse RegTech capability for our financial services industry clients."

- Bridget Van Kralingen, SVP,
  Industry Platforms and Watson Financial Services, IBM

RegTech solutions

Combat financial crime and fraud with advanced analytics

Increase efficiency and effectiveness across AML compliance and fraud prevention, using advanced analytics, automation and artificial intelligence.

87% of respondents are evaluating or already using AI or cognitive for AML according to Risk.net’s 2019 survey.¹

RegTech Innovations experts

2019: An artificial intelligence-enhanced AML odyssey

Innovating in the open: How the changing GRC landscape inspired IBM GRC’s latest release

FinTech explosion and faster payments drive faster financial crime in 2020 – how can banks respond?


AML Assessment Tool

Better understand how your anti-money laundering (AML) program compares with peers to keep you compliant and competitive.

Ready to get started?

Take the next step. Improve your risk and compliance program by scheduling a consultation with one of our experts.