RegTech and Cognitive Risk & Compliance

A RegTech revolution is happening

Find out more in the RegTech innovation blog series

What is RegTech?

RegTech, or Regulatory Technology, is the application of new technologies to help banks and other financial institutions meet regulatory monitoring, reporting, compliance and risk management challenges. RegTech helps firms effectively manage regulatory compliance and cut compliance-related costs.

Why IBM RegTech

In today’s complex regulatory environment, banks must deliver greater transparency to enhance and preserve client and stakeholder trust.

IBM RegTech is a comprehensive solution portfolio that leverages deep expertise in risk and compliance with advanced AI and analytics technology. These solutions are transforming how firms manage their risk and compliance function by enabling more informed decisions – from regulatory change management to specific compliance processes, such as anti-money laundering, know your customer, conduct surveillance and stress testing.

Through the application of these new technologies, firms will be able to more efficiently and effectively:

Understand applicability of rapidly changing regulations to ensure appropriate controls are in place

Calculate financial risk to a new level of granularity to optimize use of capital
Understand relationships and behaviors to identify financial crimes and conduct risk
Learn more about RegTech in the cognitive era in this POV (161 KB)

Transform risk and compliance with Watson and Promontory

Banks and other financial institutions are reeling under the pressure of an increasingly complex and costly regulatory environment. IBM Watson Financial Services deploys the unique combination of technology and domain knowledge to help firms manage new and changing regulations.

Enter RegTech and cognitive compliance

Artificial intelligence (AI) is a game changer for RegTech and the financial services industry.
Much like how AI systems help oncologists determine the best cancer treatments, financial institutions can now be armed to make more informed decisions to manage risk and compliance processes and obligations.

Leverage the AI capabilities of Watson and the unparalleled domain expertise of Promontory to:

Better meet customer needs
Achieve greater operational efficiency
Gain a dynamic understanding and proactive view of obligations
Enable greater safety and security of your financial institution

RegTech solutions are founded on trust and the power of IBM and Promontory

“We see that the combination of IBM and Promontory is unique and creates a powerhouse RegTech capability for our financial services industry clients.”

- Bridget Van Kralingen, SVP, Industry Platforms and Watson Financial Services, IBM

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