General Motors taps IBM RegTech solutions to help with risk and compliance management

Read the case study

IBM and Thomson Reuters collaborate to help banks manage regulatory change


Read the press release

A RegTech revolution is happening

Find out more in the RegTech Innovations blog series

What is RegTech?

RegTech, or Regulatory Technology, is the application of new technologies to help banks and other financial institutions meet regulatory monitoring, reporting, compliance and risk management challenges. RegTech helps firms effectively manage regulatory compliance and cut compliance-related costs.

Why IBM RegTech

 

In today’s complex regulatory environment, financial institutions must deliver greater transparency to enhance and preserve client and stakeholder trust.

With the unique combination of financial services, technology and regulatory expertise, IBM enables institutions to make more risk-aware and timely decisions. We apply the latest advancements in artificial intelligence, machine learning and automation to the risk and compliance process, increasing operational efficiency, accelerating insight and improving transparency.

This greater oversight and understanding helps our clients preserve institutional trust and enhance value to their shareholders and customers alike.

See our take on RegTech

Transform risk and compliance with Watson and Promontory

Banks and other financial institutions are reeling under the pressure of an increasingly complex and costly regulatory environment. IBM Watson Financial Services deploys the unique combination of technology and domain knowledge to help firms manage new and changing regulations.

Enter RegTech and cognitive compliance

Artificial intelligence (AI) is a game changer for RegTech and the financial services industry.

Much like how AI systems help oncologists determine the best cancer treatments, financial institutions can now be armed to make more informed decisions to manage risk and compliance processes and obligations.

Leverage the AI capabilities of Watson and the unparalleled domain expertise of Promontory to:

  • Better meet customer needs
  • Achieve greater operational efficiency
  • Gain a dynamic understanding and proactive view of obligations
  • Enable greater safety and security of your financial institution

RegTech solutions are founded on trust and the power of IBM and Promontory

“We see that the combination of IBM and Promontory is unique and creates a powerhouse RegTech capability for our financial services industry clients.”

- Bridget Van Kralingen, SVP, Industry Platforms and Watson Financial Services, IBM

Watch video (01:28) Promontory Website

RegTech solutions

Combat financial crime and fraud with advanced analytics

The costs of managing financial crime programs, including AML compliance, fraud prevention and employee conduct surveillance operations, are rising. IBM helps banks reduce costs and investigation time by applying advanced analytics, Natural Language Processing (NLP), Machine Learning and Robotic Process Automation (RPA) to improve analyst insight and alerts resolution. Our comprehensive solutions create a holistic view of risks to:

  • Reduce false positive alerts by enriching transaction monitoring alerts with insights obtained through a layered analytical approach refined constantly by machine learning.
     
  • Identify sophisticated internal and external suspicious activities using advanced customer screening and behavioral monitoring across channels and in real-time.
     
  • Introduce efficiencies by automating and standardizing manual processes and time-consuming data collection.

Blazing a path to smarter, faster AML compliance (1.7 MB)

Financial crimes solutions

IBM Financial Crimes Alerts Insight with Watson

Optimize your anti-money laundering (AML) program using advanced analytics and regulatory expertise.

Learn more

IBM Financial Crimes Due Diligence with Watson

Shorten due diligence reviews and identify hidden relationships using AI and automation to improve KYC.

Learn more

IBM Safer Payments

Prevent payment fraud across any channel using real-time detection and prevention capabilities.

Learn more

IBM Surveillance Insight for Financial Services

Detect, profile and prioritize risky and non-compliant behavior across trade, voice and digital channels using integrated analytics and AI.

Learn more

IBM Financial Crimes Geographic Risk Insight

Efficiently assess AML and combat terrorism financing and proliferation (AML/CFT) risks in specific areas across the globe.

Learn more

IBM Financial Crimes Insight for Insurance

Stop claims fraud without impacting legitimate policyholders. Leverage advanced analytics and big data in a single, integrated solution.

Learn more

Financial crimes resources

Blazing a path to smarter, faster AML compliance?

View the AML infographic

How five institutions are preparing for next decade of financial services.

Get the case study ebook

Borgun controls payment fraud while fueling international growth.

Read the case study

Indue reinvents its financial crimes service in the Australian mutual sector.

Watch the video

Smarsh and IBM present Financial Crimes and FINRA's Focus on High-Risk Brokers.

View the webinar

How to stay ahead of 3 emerging trends in insurance financial crime.

Read the whitepaper

Drive risk-aware decision making

Transform financial risk management with solutions that leverage cloud, big data, AI, aggregation and advanced analytics to create significant value while addressing growing regulatory and profitability demands.

  • Measure and manage the market and credit risks of your financial institution across all asset classes, product types and industry sectors.
  • Simplify and streamline the entire risk data process using structured and unstructured data.
  • Take a predictive approach to risk modeling in a safe and controlled environment. Quantify, model, integrate, test and evaluate scenarios at an aggregated level of data.
  • Integrate risk and finance process for business modeling, planning and alignment between strategy and execution.
  • Leverage IBM integrated solutions needed for Basel FRTB – addressing a profound change in how banks measure market risk within the trading book.
  • Understand and exploit your enterprise’s risk profile to maximize revenue and profit.

 

"A new era of technology-enabled
financial risk management"

 

→ Read our point-of-view

 

Financial risk solutions

IBM Algo Workspace Analyzer

Accelerate implementation and guide risk planning with a rapidly deployed risk aggregation and reporting solution with interactive analysis.

Learn more

IBM Algo ALM & Liquidity Risk

Drive more sophisticated analyses with a robust risk system designed with business-driven interfaces built on high-performance analytical engines.

Learn more

IBM XVA Sensitivities

Enable a high performance calculation of XVA exposure measures and their sensitivities to market factors required for regulatory and hedging purposes.

Learn more

IBM Algo Credit Manager

Make risk-informed decisions for end-to-end credit risk management and stronger client relationships.

Learn more

IBM Algorithmics Integrated Market and Credit Risk

Increase trading activity returns with an enterprise solution for financial risk management.

Learn more

IBM Managed Data Analytics Service

Cut costs and challenges of in-house deployment with a web-based portfolio construction, risk management and reporting service.

Learn more

Financial risk resources

Answering unanticipated questions in financial risk: Moving from reporting to true analysis.

View the webinar

Intesa Sanpaolo applies an internal models approach to real-time counterparty risk exposures.

Read the case study

Optimizing the calculation of XVA sensitivities.

View the webinar

IBM is helping Banco do Brasil transform agile risk management into a competitive advantage. 

Read the case study

Risk.net - Transforming and empowering financial risk management.

Watch the interview

Redefining GRC with Watson

Today’s ever-increasing flood of regulatory changes and risk challenges demands the right solution to cut clutter and deliver the information that actually affects your business. IBM GRC offers the market’s only AI-driven GRC portfolio —featuring IBM OpenPages with Watson Regulatory Compliance Management — to help you better manage and succeed in a rapidly-evolving risk and regulatory environment.

Enhance stakeholder trust and deliver user value / in day-to-day business with:

  • Comprehensive, end-to-end governance, risk and compliance portfolio.

  • Industry-leading cloud, data and cognitive AI technologies.

  • Integrated risk platform, scalability and powerful REST APIs.

Checkout the new release of OpenPages with Watson

Governance, risk and compliance solutions

IBM OpenPages with Watson

Improve decisions and accelerate time to value with fully integrated GRC solutions.

Learn more

IBM Algo FIRST

Proactively manage operational and enterprise risk with our comprehensive up-to-date risk event database.

Learn more

Governance, risk and compliance resources

IBM OpenPages with Watson redefines compliance.

Watch the video

Transform your GRC through AI, user design and advanced analytics.

Read the white paper

Reimagining the first line of defense - How next-generation GRC empowers the business.

Watch the webinar

General Motors puts safety first with integrated audit, risk and control management.

Read the case study

Drive GRC adoption with IBM OpenPages with Watson.

Read the solution brief

Risk.net survey: The evolution of GRC – New tools for the first line of defense.

Read the research report

Your power to detect and prevent cyberattacks

Go from monitoring and detecting security risks and threats to understanding and enabling predictive and adaptive capabilities and defenses.

  • Proactively identify operational and security threats, reduce costs, and re-focus resources.

  • Manage internal and external risks to IT systems, including the ownership, operation, involvement, and influence of IT within an enterprise.

  • Improve service delivery to clients, business performance, and resiliency while meeting business objectives and regulatory requirements.

Watch the video (03:26)

Security and Resiliency solutions

IBM Security

Outthink security threats with intelligence, integration, and expertise.

Learn more

IBM Watson for Cyber Security

Evolve your defenses with security that understands, reasons and learns.

Learn more

Resiliency Services

Maintain continuous business operations and improve overall resiliency to meet the needs of the always-on.

Learn more

IBM Trusteer Fraud Protection Suite

Detect, enforce, investigate and remediate fraud quickly and efficiently.

Learn more

Security and Resiliency resources

Case study: Cargills Bank Ltd.

Sri Lanka bank deploys cognitive security technology to proactively augment security capabilities and better safeguard customers.

See how they did it

Winning the face-off against fraud: How the most effective financial institutions are outthinking th

Examine best practices for fighting fraud and learn how to transform your operation to do so.

Read more (1.8 MB)

ING Direct Australia turns to IBM to engage younger online and mobile banking consumers

ING attracts new customers by managing their daily expenses and helping plan their financial future while on the go.

Read more

Get started

Speak with an IBM Financial Services expert.

Let's talk