Business challenge: Payments modernization and beyond

Regulation, industry shifts and digital-savvy consumers are driving the need for rapid, trusted, secure payment processing, within all channels. Banks must balance eroding margins and operational efficiencies pressures while delivering instant payment processing in a cost-effective manner.

Solution approach: Reinventing the payments landscape

Leading with an ambitious strategy to service all SEPA transactions on Cyprus

JCC Payment Systems Ltd creates a gateway to growth with timely, cost-effective SEPA payment services. (PDF, 646 KB)

Adopting agile development to create a centralized future-ready payments hub

Scotiabank aims to process larger payment volumes rapidly, securely and cost-effectively.

Solutions from IBM

Payment process modernization
Modernize payment operations by radically simplifying processes and reducing costs while delivering real-time payment services. Ensure you are complying with regulatory initiatives including PSD2.

Fraud prevention for payments
Provide real-time fraud prevention in any cashless payment system, through any channel. Adapt faster to changing threats and new products by dramatically shrinking the time it takes to test and deploy new profiles, rules, and models.

News and events

Discover where we will be next and what you may have missed

Think and the financial services sector

There are new ways to optimize risk, lift compliance and drive efficiencies. Attend IBM Think and find out how.

19 -22 March 2018 | Las Vegas, NV

Watson Financial Services Summit for Payments

Learn about changes within the payments ecosystem and their impact on global, regional and international banks. 

5 December 2017 New York City, NY

New payments pricing for z/OS

IBM offers creative z/OS pricing for Financial Transaction Manager clients wrestling with unpredictable payment workloads. Read the press release

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