Business challenge: Payment processing

Banking regulations, emerging schemes and digital-savvy consumers drive the need for a fast, secure payment hub supporting all channels. Banks must balance operational efficiency and delivering instant payment processing with innovating new real-time schemes and payment types to spur growth and lower operating costs.   

Solution approach: Reinventing the payments landscape

Solutions from IBM

Payment process modernization

Modernize payment operations by radically simplifying processes and reducing costs while delivering real-time payment services. Ensure you are complying with regulatory initiatives including PSD2.

Fraud prevention for payments

Provide real-time fraud prevention in any cashless payment system, through any channel. Adapt faster to changing threats and new products by dramatically shrinking the time it takes to test and deploy new profiles, rules and models.

News and events

Discover where we will be next and what you may have missed

Meet IBM at NACHA Payments 2018

Effective payment processing can spur new value-add services. Stop by IBM Booth 523; we have fresh ideas to share.

29 April – 2 May, San Diego

Meet IBM at EBAday 2018

Payments processing needs to incorporate new innovation from machine learning, voice, APIs, and blockchain. We have new ideas for you - let's meet.

12-13 June, Munich

Leverage new Payments Pricing solution

IBM offers creative z/OS® pricing for Financial Transaction Manager clients wrestling with unpredictable payment workloads. Improve operational costs with Payments Pricing.
Read the press release

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