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We finance IBM IT solutions and services*

Turn big data challenges into actionable knowledge, insight, and opportunity.

Competitive rates and terms can help optimize your cash flow so you can make the most of sophisticated analytics for more informed decisions and forecasts.

Read Financing IBM Analytics solution brief (156 KB)

View Analytics Financing Infographic (54.1 KB)

Grow your business with Cognos Analytics, financed by IBM (169 KB)

Learn about payment options

The IBM Cloud is the cloud for business. Yours.

Rely on our cloud financing solutions to fund the full lifecycle of your cloud investment.

Learn more about IBM Cloud financing

Read IBM Cloud Financing solution brief (219 KB)

View Reach for the cloud with financing infographic (79.6 KB)

Detect and prevent advanced threats with an integrated security portfolio.

Support essential security initiatives through flexible payment structures, simple contracts, and rapid approvals for a cost-effective approach to funding your security technology.

Learn more about IBM Security financing

Read Financing IBM Security solution brief (183 KB)

Make faster, more confident, more intelligent business decisions.

Deploy cognitive technologies that think like humans, extending beyond artificial intelligence, through strategic AI financing options that support transformational change.

Learn more about IBM Watson financing

Read Financing for IBM Watson solution brief (134 KB)

Read the infographic (507 KB)

Servers and storage from IBM can help get the job done.

More customer insight? Faster financial transactions? Apps and services delivered at lightning speed? Open innovation? Tighter security and compliance? IBM Global Financing offers flexible, customized IT equipment financing options to help you get there.

Learn more about IBM IT Infrastructure financing

Read IBM IT Infrastructure financing solution brief (157 KB)

View IBM IT Infrastructure financing infographic (1.45 MB)

Accelerate change with software as a service (SaaS).

Take advantage of financing  prepaid SaaS and help preserve your cash and credit lines for other business priorities while reducing upfront payments with a flexible payment plan.

Read the white paper (452 KB)

Read The Benefits of Financing SaaS blog

Learn about payment options

Unleash IBM’s global business expertise to move your business forward.

Access additional capital to fund comprehensive solutions that include consulting, transition and transformation expenses, implementation, maintenance, and more.

Learn more about IBM Services financing

Read IBM Project Financing solution brief (220 KB)

View IBM Services financing infographic (538 KB)

Put your customer at the very center of your business.

Deliver more relevant and engaging connections with customers through flexible financing options to help create a synchronized, predictive value chain that deepens relationships.

Read the solution brief (189 KB)

View the infographic (10 MB)

Learn about payment options

Meeting your needs in a new cognitive and cloud era.

Accelerate delivery of new products and services and reduce IT costs.  Competitive rates over 12 months and attractive financing for longer terms on SaaS prepaid subscriptions.

Read Financing for IBM Software solution brief (177 KB)

Learn about payment options

Connect to partners, suppliers, and customers at every touchpoint.

Extend and deepen the value of social connections through more authentic engagement with the help of affordable financing options for collaborative initiatives.

Read Financing IBM Collaboration Solutions solution brief (172 KB)

Learn about payment options

Solutions throughout the IT lifecycle

IBM Certified Pre-owned Equipment
 

We offer certified, pre-owned IBM Power Systems™, IBM Storage and Tape, IBM mainframe, IBM parts and features – uniquely available from IBM.

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Customer Centre
 

Manage your lease online. Delivery confirmation, end-of-lease options and international asset management in one secure tool.

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Latest offers

IBM Z® mainframe

Flexible and customized equipment lease financing solutions to help you acquire IBM Z mainframes.

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IBM Software

Competitive rates for 12 months on software licenses, subscriptions and first-year support.

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IBM Power Systems

Leases and equipment loans with competitive interest rates for your Power Systems solution.

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IBM Storage

Leases and loans with competitive rates for your IBM Storage solution.*

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Pre-approved for Pre-owned

Get pre-approved financing for IBM Certified Pre-owned storage and servers - transactions up to $250,000.

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Estimate your payments

Online financing calculator

Connect with IT financing experts

Contact IBM Global Financing

Footnotes

* Note: non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing

Disclaimer

IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license.

Disclaimer

IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. IBM Global Financing lease and financing offerings are provided in the United States through IBM Credit LLC. Rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client. For IBM Credit LLC in California: Loans made or arranged pursuant to a California Financing Law license.