IBM Financing
Making digital transformation accessible with a robust financial strategy
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Most companies have a plan for hybrid cloud and AI — is your financial strategy ready?

Hybrid cloud and AI success is built at the intersection of flexible and innovative IT, business and financial strategies. ​

IBM Financing and its ecosystem partners can help build a flexible and innovative financial strategy to fuel your hybrid cloud and AI journey.

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A financial strategy may help you

Enhance ROI and improve cash flow Optimize TCO Start projects sooner
What we finance
Software

IBM and Red Hat®​ payment solutions​ can help you accelerate your​ application modernization​ and journey to hybrid cloud​ and AI.

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IT Infrastructure

Leases and payment plans for ​IBM Z®, IBM Power® Systems, and IBM Storage solutions can help improve ROI and TCO.

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What we offer

Loans Leasing IBM Project Financing™
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A robust financial plan can help you accelerate your hybrid cloud and AI journey.

Disclaimer

IBM Financing offerings are provided through IBM affiliates and/or subsidiaries and divisions worldwide to qualified commercial and government clients.  Payment options and terms are based on a client’s credit rating, offering type, equipment, product type and options, and may vary by country. This offering does not guarantee that credit will be provided. Payment options for non-IBM content, which is part of an overall IBM end-user client solution, may also be eligible through IBM Financing. Other restrictions may apply. Payment options are subject to change, extension, or withdrawal without notice and may not be available in all countries. For certainty, the provision of offerings by IBM and IBM Financing do not, nor intend to, offer, or provide accounting, tax, or legal or regulatory compliance advice to clients. Clients are responsible for and should obtain their own expert advice, including consulting with their own financial, tax, and/or legal advisors, as applicable. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.

IBM Financing lease and financing offerings are provided in the United States through IBM Credit LLC. For IBM Credit LLC in California: loans are made or arranged pursuant to a California Financing Law License.