Our expertise

Leader in IT financing with over 30 years of global experience

For over thirty years, we’ve provided financing to clients spanning more than 20 industries with a comprehensive portfolio of solutions. We have a proven track record with companies of all sizes, from small businesses to multinational corporations, yet we still approach each of our client’s challenges with a fresh perspective. We believe that every business challenge is different and must be met with a unique financial plan, and we have built a complete portfolio of services to meet those needs.

Our financing solutions are flexible and have the capacity to accommodate your specific requirements.

Our expertise includes but is not limited to:

IT sustainability

IBM Global Asset Recovery Services is a recognized leader in asset resale, re-use and recycling.

Learn more about how we do it

Global business partner expertise

We invite you to become a member of our global network of experts so you can gain access to key resources and get a distinct advantage in your sales process.

Explore our global network of business partners

We can help your money work harder by providing:

  • Available upfront funding that speeds you from concept to execution
  • A single financial agreement that consolidates multiple solutions, multiple vendors, products and processes while simplifying your financial management
  • Guidance for technology life cycle management
  • Financing for IBM and non-IBM solution components
  • Predictable payments for easier cash management
  • Fixed-rate financing
  • Custom repayment terms that align cost outlays with anticipated benefits

Case study: Financing mobile for Air Canada

Entertainment takes flight with mobile financing

The airline’s 1,440 tablets were less than a year old, but they had insufficient storage capacity for the new in-flight entertainment system.

IBM Global Financing stepped in. First, we bought their year-old tablets, saving the airline significant upfront losses. Then, we financed 1,500+ brand-new tablets with a three-year lease. The airline improved the in-flight passenger experience and has the ability to upgrade its system in the future.

Read the full Air Canada Rouge case study

increase in storage space for in-flight entertainment

Case study: Analytics

Solving retail challenges with help from IBM Global Financing

Market6 required to get products to stores as quickly as possible and balance stock levels to match demand, while keeping working capital available for building its core business.

Using sophisticated analytics from IBM and fixed loans from IBM Global Financing, Market6 drives growth, facilitates rapid and seamless communication among thousands of suppliers, avoids a large up-front capital outlay, and frees up working capital to focus spending on its core business.

See how they did it

Case study: Commercial Financing

Avnet in Benelux boosts sales and accelerates collection of accounts receivable, reducing its day sales outstanding metric by 5 days when using flexible IBM customer financing offerings, and by four days when using IBM commercial financing offerings.

Avnet Technology Solutions specialists in the Benelux (Belgium, the Netherlands and Luxemburg) region of Europe sought to offer new customer financing solutions. Avnet teamed with IBM Global Financing to offer tailor-made financing packages to resellers wanting to adopt a managed service provider model and other end users seeking affordable ways to adopt analytics, mobile and cloud-based technologies.

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Case study: IT Infrastructure

IBM Global Financing helps increase funding flexibility for strategic IT projects

Czech Property Investments (CPI) wanted to finance IT infrastructure and development projects through loans but found most banks were only willing to fund hardware under inflexible terms.

The company turned to IBM Global Financing. Through its services, money that CPI would have to spend on IT is available to develop other projects that have a direct economic impact on operations, including the core business. By contracting with IBM Global Financing, CPI has convenient access to financing for rapidly changing operating IT needs and can release capital for IT projects that support strategic business initiatives.

“IBM Global Financing is much more flexible than banks. It is not a problem to negotiate individual conditions and exceptions.”

—Radovan Picek Chief Information Officer, CPI

See how they did it

Case study: IBM Analytics

Watson Accelerate transformation with flexible payment plans from IBM Global Financing

Forum Engineering, a temporary staffing agency, adopts a cognitive solution to analyze data in internal candidate files to propose an optimal candidate.

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Case study: IT Infrastructure

IT consulting firm uses financing to offer their customers a contract exit option

Athena's customer wanted a cloud-based analytics solution with the option to leave the contract within 12 months, but the upfront costs were unsustainable. IBM Global Financing offered a payment plan to match the cash flow between Athena and the customer for 12 months.

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Case study: IBM Analytics

Analytics Financing solutions that help digital marketers implement analytics solutions to extract insights from multiple sources of data

IMM opts for a 5- year financing deal to deploy IBM Analytics Solutions that help crunch vast amounts of data from multiple sources, enabling smarter, faster, and more tailored campaigns for clients that drive business impact in real-time.

See how they did it

Case study: Education

Mobile Opening the door to a new education service for the mobile generation with flexible iPad rental from IBM Global Financing

Benesse Corporation worked with IBM Global Financing to create a simple and affordable monthly plan for its members to easily and securely rent an iPad to access learning materials.

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Case study: Analytics

Customers connect with a specialist data integrator otherwise out of reach

Barrachd is a specialist in integrating complex data. By using IBM Global Financing, it was able to ease customers’ cash flow pressures to make investing in Barrachd’s comprehensive analytics solutions easier and faster.

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Case study: Industrial

Helping pharmacies keep their shelves full while releasing capital to boost business growth

In partnership with IBM and IBM Business Partner SME UP S.p.A., Palladio Group deployed IBM® Power Systems™ to drive continuous productivity and excellent service delivery to its clients in the pharmaceutical industry. The firm financed the deployment through IBM Global Financing, keeping capital resources free to fund strategic business projects.

See how they did it

Looking for more? Delve into our IBM Global Financing library of resources

White papers, solution briefs, infographics, and analyst reports show the range and depth of our work.