Online calculator

Canada Easy Calculator for amounts less than $500,000

This easy-to-use calculator will provide you with a sample estimate for financing your new acquisition. You will receive the estimate in a few seconds after entering just a few facts about the transaction.

Amount financed for:

IBM Global Financing offerings are provided through IBM subsidiaries and divisions worldwide to qualified commercial and government clients. Minimum transaction size $5,000, rates and availability are based on a client’s credit rating, financing terms, offering type, equipment and product type and options, and may vary by country. Non-IBM content which is part of an overall IBM end user client solution may also be eligible for financing through IBM Global Financing. Non-hardware items must be one-time, non-recurring charges and are financed by means of loans. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice and may not be available in all countries. IBM and IBM Global Financing do not, nor intend to, offer or provide accounting, tax or legal advice to clients. Clients should consult with their own financial, tax and legal advisors. Any tax or accounting treatment decisions made by or on behalf of the client are the sole responsibility of the client.

The estimates in this calculator are based on Canada rates.

Estimated monthly payment

Terms Payment
12 months*  
24 months  
36 months  
48 months  
60 months  

Note: Estimated payments are for planning purposes only. Final payments will be determined upon credit approval.

*For IBM servers and storage hardware and non-IBM hardware, the 12 month term calculation is based on a 12 month Full Payout lease (payment plan). If IBM hardware or software, the calculation for a 12 month term is based on current best interest offer.

For more information please contact IBM Global Financing


A lease from IBM Global Financing is the most predictable and lowest risk way to build the hardware components of your IT infrastructure. You pay a fixed rate over a fixed timeframe for the use of the equipment over the lease term and have several options at the end of the lease.

When your IT equipment requires additional capacity and new functions, you can add those mid-lease, often with little or no change in your monthly payments, while helping minimize IT obsolescence. End-of-lease options can include renewing or extending the lease, purchasing or returning the equipment.

Payment plan

A Payment plan from IBM Global Financing help you acquire the technology you need by providing you with access to alternative sources of funds, enabling you to maximize your purchasing power with competitive rates and flexible terms.

We provide payment plans for hardware, software and services from IBM and other vendors. The benefits include reducing upfront cost outlays, matching your payments to deployment milestones and helping you conserve cash.

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