Credit Transfer - Customer-to-PSP messages
SEPA Credit Transfer, Customer-to-PSP messages, are defined in the following table:
| Message ID | Description | Dataset designation | Purpose |
|---|---|---|---|
| pain.001.001.09 | Use of the Customer Credit Transfer Initiation | DS-01 - Customer to PSP Credit Transfer Information | Initiation Customer PSP. Used to transport Customer to PSP credit transfer information sent by the Originator PSP. Caters to single and bulk instructions. |
| pain.002.001.10 | Reject - Customer Payment Status Report | based on DS-03 - PSP to Customer Reject Credit Transfer Dataset | The code ‘RJCT’ (Rejected) must be used in ‘Group Status’, or ‘Payment Information Status’
or ‘Transaction Status’, to transport the Credit Transfer Reject instruction between the PSPs and
their remitting customers. Note: The SEPA Implementation Guidelines are not sufficient to fully
implement this message and require additional information under bilateral agreement between the
customer and the PSP.
|
| pain.001.001.09 | Use of the Customer Credit Transfer Initiation | DS-01 - Transfer Back of Received Credit Transfer without Originator IBAN - based on a Customer to PSP Credit Transfer Information | The message is used when the Beneficiary of an earlier executed SEPA Credit Transfer
Transaction wishes to transfer back (in full or partly) funds to the Originator of this transaction
but the Beneficiary does not have the IBAN of the account of the Originator. As a consequence, the Beneficiary can provide in the SEPA Credit Transfer Transaction, an alternative identifier to this attribute to the Beneficiary PSP. |
| pain.001.001.09 | Use of the Customer Credit Transfer Initiation | DS-01 - Customer to PSP Credit Transfer Information with use of the Extended Remittance Information option as per Annex V ‘Extended Remittance Information’ of the SCT rulebook | Annex V “Extended Remittance Information” (ERI) to the SCT Rulebook (document EPC 152-18) describes this optional feature of the SCT scheme that can only be used between PSPs which have adhered to the option. |