Scenarios

The original entries are received by the RDFI.

However, WXY Bank, Routing Number 34513093, cannot post a $600 entry for Beth Connor, account # 31872-76 54 8. The reason is because the account does not have sufficient funds to cover the debit (return reason code ’R01’).

The DEF Bank also prepares a notification of change. The change notifies XYZ Trust, which is the ODFI, that the DFI Account Number for Roy Ainge is incorrect and must be changed. The Original Entry carried a DFI Account Number of 7780-8769, but the correct DFI Account Number is 80-8769.