Assumptions

These are the assumptions for the ACH Returns and Notifications of Change (COR) example.

Note: The ACH Returns and Notifications of Change (COR) example relates to specific applications outlined in the documentation provided here. The example is not intended to depict situations that are always appropriate.

The WXY Bank received the following PPD entries from XYZ Trust. XYZ trust has started originating ACH payments and it presently has two originating customers: Application #1 and Application #2.

Application #1

The AM Club collects some of its monthly dues through ACH debit. On June 25, UVW Club prepares an ACH file on its PC software package and delivers it to XYZ Trust by modem.

The file contains one collection for July dues. The entries total $600.00. AM Club's ID number is its tax ID - 249999991. AM Club's customer information is listed as follows:

NAME	Connor, Beth
MEMBERSHIP #	5130
DUES	$600.00
FI	WXY Bank
RTN	34513093
ACCT. #	31872-76 54 8 (checking)

Application #2

BEL, Incorporated pays its employees monthly by direct deposit. On June 25, BEL, Incorporated prepares an ACH file on its PC software package for delivery to XYZ Trust. The file contains the information for the pay date of June 27.

The individual is being paid a total of $30,000. Payroll information for BEL is listed below.

NAME	Ainge, Roy
MEMBERSHIP #	343-34-3434
DUES	$30,000.00
FI	WXY Bank
RTN	34513093
ACCT. #	7 78 0-87 69 (checking)

The ID number for BEL, Incorporated is a user assigned number: 333333331 The ID (Routing and ABA Number) for XYZ Trust is 27111111.

WXY Bank responds to ACH PPD entries received, and prepares an ACH file with a batch that contains a single RETURN entry due to insufficient funds. It prepares another batch that contains a Notification of Change (COR) entry.
The ACH file is delivered to the ACH Operator - TTY Services at WXY Bank which has a Routing Number of 34223222.