Assumptions

The XML to ACH PPD example has these assumptions.

Note: The XML to ACH PPD example relates to specific applications outlined in this documentation. The example is not intended to depict situations that are always appropriate.

XYZ Trust originates ACH payments. Presently, it has two originating customers, BEL, Incorporated, and AM Club.

Application #1

BEL, Incorporated pays its employees monthly by direct deposit. On June 25, BEL, Incorporated prepares an ACH file on its PC software package for delivery to XYZ Trust.

The file contains the information for the pay date of June 27. Three individuals are being paid a total of $90,000. Payroll information for BEL Incorporated is shown here:

NAME	Donn, John
EMPLOYEE ID	787-87-8787
NET PAY	$30,000.00
FI	QRS S&L
RTN	43655655
ACT. #	34-567 890 (checking)

NAME	Rees, Jaycee
EMPLOYEE ID	133-13-3133
NET PAY	$30,000.00
FI	TUV C.U.
RTN	43999999
ACT. #	10987654343 (savings)

NAME	Ainge, Roy
EMPLOYEE ID	343-34-3434
NET PAY	$30,000.00
FI	WXY Bank
RTN	34513093
ACT. #	7 78 0-87 69 (checking)

Application #2

AM Club collects some of its monthly dues by ACH debit. On June 25, AM Club prepares an ACH file on its PC software package and delivers it to XYZ Trust by modem. The file contains three collections for July dues. The entries total $1,800.00. The ID number for AM Club is its tax ID: 249999991.

Customer information for AM Club is listed here:

NAME	Connor, Beth
MEMBERSHIP #	5130
DUES	$600.00
FI	WXY Bank
RTN	34513093
ACCT. #	31872-76 54 8 (checking)

NAME	Ossmond, Daniel
MEMBERSHIP #	5199
DUES	$600.00
FI	GHI S&L
RTN	29999999
ACCT. #	98 654 434-3911 (checking)

NAME	Gregg, Samuel
MEMBERSHIP #	5135
DUES	$600.00
FI	LMN C.U.
RTN	20000000
ACCT. #	675718 0-83-55 (checking)

The ID number (Routing and ABA Number) for XYZ Trust is 27111111.

XYZ Trust receives the information from its two Originators and prepares a file for delivery to its ACH Operator, LOL services. The Routing Number for LOL Services is 27322225. The file contains one batch of credits and one batch of debits. Each batch carries three PPD entries.