Unenforced usage rules
The Validation Framework does not enforce usage rules that involve uniqueness over time, because the SEPA component does not provide a full end-to-end view of all the messages handled.
Rules that imply that a field can only be used if
there is agreement between originator and beneficiary are also not enforced. The following SEPA
rules are involved:
| SEPA message | Element | Rule |
|---|---|---|
| pacs.008.(CT) | Transaction Identification | Must contain a reference that is meaningful to the Originators PSP and is unique over time. |
| pacs.008.(CT) | Remittance Information - Unstructured | Unstructured may carry structured remittance information, as agreed between the Originator and the Beneficiary. |
| pacs.002(CT) | Original Transaction Identification | Must contain a reference that is unique over time. |
| pacs.004(CT) | End To End Identification | A customer reference that must be passed on in the end-to-end payment chain. If no reference was given, 'NOTPROVIDED' must be used. |
| pain.001(CT) | Remittance Information - Unstructured | Unstructured may carry structured remittance information, as agreed between the Originator and the Beneficiary. |
| pacs.003.(DD) | Transaction Identification | Must contain a reference that is meaningful to the Creditors PSP and is unique over time. |
| pacs.003.(DD) | Remittance Information - Unstructured | Unstructured may carry structured remittance information, as agreed between the Creditor and the Debtor. |
| pacs.003(DD) | End-To-End Identification | A customer reference that must be passed on in the end-to-end payment chain. If no reference was given, 'NOTPROVIDED' must be used. |
| pacs.004.(DD) | Transaction Identification | Must contain a reference that is meaningful to the Creditors PSP and is unique over time. |
| pacs.004(DD) | Original Transaction Identification | Must contain a reference that is meaningful to the Creditor's PSP and is unique over time. |
| pacs.007.(DD) | Original Transaction Identification | Must contain a reference that is meaningful to the Creditors PSP and is unique over time. |
| pain.008(DD) | Remittance Information - Unstructured | Unstructured may carry structured remittance information, as agreed between the Creditor and the Debtor. |
| camt.029(CT) | Additional Information | Assumption is Additional Information (AddtlInf) coming in camt.029 is based on original message camt.056. Cross verification to original/associated camt.056 cannot be performed. |