Assumptions
These are the assumptions for the ACH Refused Notification of Change Entry example.
Note: The ACH Refused Notification of Change Entry example relates to specific applications
outlined here, and are not intended to depict situations which are always appropriate.
BEL, Incorporated pays its employees monthly by direct deposit. On June 25, BEL, Incorporated prepares an ACH file on its PC software package for delivery to XYZ Trust. The file contains the information for the pay date of June 27. One individual is being paid a total of $30,000. Payroll information for BEL Incorporated is listed here:
| NAME | Ainge, Roy |
| EMPLOYEE ID | 343-34-3434 |
| NET PAY | $30,000.00 |
| FI | WXY Bank |
| RTN | 34513093 |
| ACCT. # | 7 78 0-87 69 (checking) |
- The ID number for BEL, Corporation is a user assigned number: 333333331
- The Routing and ABA Number, for XYZ Trust is: 27111111. The Routing Number for its ACH Operator, LOL Services is: 27322225.
- WXY Bank received the entry from XYZ Trust. The Original Entry carried a DFI Account Number of 7780-8769, but the correct DFI Account Number is 80-8769.
- WXY Bank determines that the Roy Ainge account number was incorrect and prepares an ACH file with a batch that contains a single Notification of Change (COR) entry.
- However, the Notification of Change contained an incorrect Original Entry Trace Number. The expected number was 271111110000003 but it was sent as 271111110000303. XYZ Trust was unable to reference the original entry with the incorrect Trace Number and responds with an ACH Refused Notification of Change entry.